How to check your credit score for free: More detailed and kinder way
1. Free inquiry 3 times a year
In accordance with the ‘Act on Use and Protection of Credit Information’, citizens can check their credit information for free up to three times a year.
Select inquiry agency: Select once from Nice Keeper or All Credit 신용점수 조회
When to inquire: Before applying for a loan or credit card, when checking your credit situation
How to check: Online, mobile app, or visit your financial institution 이베이스매뉴얼
2. Utilize mobile apps
You can easily check your credit score for free through the Nice Keeper and All Credit apps.
Download the app: Download from App Store or Google Play
Identity verification: Verify identity using public certificates, simple authentication, etc.
Inquiry: Select the credit score inquiry item in the app menu
3. Take advantage of bank/card company benefits
Some banks and credit card companies provide their own credit score inquiry services.
Check bank/card company: Check availability through app, website, or customer center
How to check: Log in to the bank/card company app or website and check.
Note: Delivery method and benefit conditions vary by bank/card company.
4. Use the Financial Supervisory Service website
You can also check your credit score for free on the Financial Supervisory Service website.
Site access:
Identity verification: Verify identity using public certificates, simple authentication, etc.
Inquiry: Apply from the nationwide free credit inquiry menu
5. Additional information and precautions
Check inquiry history: You can check inquiry history on the credit information agency website.
Error check: If there are errors in your credit information, quickly correct them
Personal information protection: Pay attention to personal information protection when viewing
Free number exceeded: Paid views available when exceeded
6. More detailed and friendly tips
When to inquire: Check your credit situation before applying for a loan or credit card
Comparison of inquiry methods: Compare the pros and cons of each method and choose the method that is right for you
App usage guide: Prevent errors by carefully checking how to use the app
Guide to using the Financial Supervisory Service site: Guide to using the Financial Supervisory Service site
FAQ: Any questions you may have can be answered through FAQ
Customer Center: If you have any questions or difficulties, contact the Customer Center
7. Credit score management tips
Regular repayments: Repay loan and credit card balances regularly.
Preventing late payments and hesitation: Be careful to avoid late payments and hesitation.
Credit card usage management: Manage credit card usage within limits
Refrain from new applications: Refrain from unnecessary new applications
Steady financial transactions over a long period of time: Maintain financial transactions steadily over a long period of time
We hope that you can enjoy various benefits by maintaining a high credit score through consistent effort and credit management.