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It is a policy-type financial product to support young people’s mid- to long-term asset formation, within the limit of 700,000 won per month for 5 years (60 months) to maturity.
A product that pays a government contribution of up to 6% every month if paid freely and provides tax exemption on interest income
1. (Age) Among young people aged 19 to 34 (up to 6 additional years of military service recognized)
2. (Individual income) Those whose total salary is KRW 75 million (comprehensive income KRW 63 million) or less (except for cases where there is only tax-exempt income in addition to childcare leave benefits)
3. (Household Income) Those who are below 250% of the median income based on the number of household members.
4. (Comprehensive taxation of financial income) Excluding those subject to comprehensive taxation of financial income at least once in the three preceding years
Lump sum payment at maturity (tax-free on interest income)
Copyright Since 2016 Korea Inclusive Finance Agency.
All Rights Reserved.
Nationally recognized certification body (ISMS): Financial Security Institute
[Certification Scope] Public service operation (web, mobile)
[Validity period] 2022.02.23. ~ 2025.02.22.
