신한 마이카 중고차대출Shinhan Bank’s used car loan product, “My Car Used Car Loan,” is popular with customers who want to quickly raise the necessary amount to purchase a used car.
This loan has the advantage of being easy to apply for non-face-to-face. In summary:
Go to Shinhan My Car!
The loan application conditions are as follows:
Basically, you must be a Korean citizen over the age of 19 who has signed a used car purchase contract with a car dealer and passed the Seoul Guarantee Insurance eligibility screening.
In addition, pension income earners can also apply. Salary earners must have been employed for more than 6 months, and business income earners must have been operating a business for more than 1 year.
Cars eligible for loans include:
As of the loan execution date, only vehicles within 15 years from the vehicle registration date can be loaned, and direct transactions between individuals can only be made through a sales brokerage method brokered by a dealer.
Therefore, it is not possible to apply for a loan if it is a person-to-person transaction. Also, in the case of motorcycles, only large motorcycles exceeding 260cc are allowed.
Information on loan limits and interest rates is as follows.
The preferential interest rate benefit applies if several conditions are met:
We recommend that you check out these preferential interest rates and review them in detail before applying for a loan.
The loan period and repayment method are as follows.
It is important to create a repayment plan taking into account the loan period and repayment method.
This product does not incur an early repayment fee even if you have enough money during the loan period to repay the loan principal early.
Therefore, you can freely repay the loan principal at any time during the loan period if you have free time.
Here’s how to apply for a Shinhan Bank used car loan:
Before applying for a loan, you must prepare the required documents in advance. For cars or large two-wheeled vehicles, you must submit the following documents:
Additional documents may be requested during the loan screening process, and even after the loan is executed, you must submit related documents for the vehicle whose ownership was first registered in your name.
In this way, you can easily apply for a used car loan from Shinhan Bank.
A summary of Shinhan Bank’s used car loan reviews is as follows.
Through reviews like these, you can understand the pros and cons of Shinhan Bank’s used car loan products.
Shinhan Bank provided detailed information about MyCar Used Car Loan, a used car loan. I’m really happy if this article was helpful.
If you have any additional questions or inquiries, please call Shinhan Bank My Car Call Center at 1577-9561 to inquire in detail.
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