The Sunshine Loan card is a card that can be applied for through the guarantee of the Financial Services Agency in order to give financial product options to those who have trouble with credit card issuance. Even borrowers who are in the process of personal rehabilitation or debt reconciliation by the credit recovery committee can meet certain requirements.
Sunshine Loan is typically available at Samsung Card as ‘Samsung Sunshine Loan Card’.
Source: Samsung Card
Samsung Sunshine Loan Card 삼성 햇살론카드
Annual fee: 5000 won (domestic only) 이베이스매뉴얼
Issuance method: Microfinance Promotion Agency ▶ Guarantee application ▶ Examination ▶ Guarantee contract conclusion ▶ Apply on Samsung Card website/app
What are the benefits?
The Samsung Sunshine Loan Card offers discounts of up to 15% on payment days in shopping, living convenience and medical areas.
Shopping: Discounts of up to 15% on payment days at discount stores, online shopping malls, Olive Young, and Daiso depending on the amount used in the previous month (up to 7,000 won per month)
Convenience of life: Offer up to 15% discount on the payment date through integration depending on the amount used in the previous month at coffee shops, convenience stores, delivery apps, and merchants eligible for fresh food delivery (up to 7,000 won per month)
Medical: When using at hospitals, clinics, pharmacies, and veterinary hospitals, a combined discount of up to 15% on the payment date is provided according to the amount used in the previous month (up to 7,000 won per month)
If the monthly usage amount is more than 300,000 won…
If the amount of Samsung Sunshine Loan Card used in the previous month is 300,000 won or more: 30% discount on the payment date (up to 3,000 won per month) for regular payments of 6,000 won or more per streaming fee such as Netflix, Wave, Teabing, Watcha, Melon, FLO, etc.
The procedure for using the Sunshine Loan card is a little more complicated than with a general credit card. You must apply for a guarantee at the Financial Services Agency, complete training, and receive a guarantee contract.
In any case, it is a process you must follow to use the Sunshine Loan card, which has good benefits, so we recommend that you check the exact information on the official website of the card company or the website of the People’s Finance Agency.