On the other hand, Samsung Card-
Initially, it was made with a limit of 200 million won, but-
From what I’ve heard elsewhere-
Because one of the cards that is really difficult to raise the usage limit is the Samsung card-
Though I thought it wouldn’t change for quite some time-
Still, I thought it would go up a bit if I use it for a few months- 삼성카드 한도상향
However, there is no particular change-
There is no button to increase the limit- 이베이스매뉴얼
With only the button saying that the temporary limit can be raised-
keep on-
So when?
I can’t remember what month it was-
I just pushed the temporary limit increase-
Let’s say it’s a temporary limit-
It was increased by about 100 from 200 to 300.
Actually, I didn’t really need to increase it to fill the entire limit, but-
I just wanted to press something-
I’m afraid it will affect the limit change later.
Then, at the end of November, a text message arrived-
The content that the temporarily raised limit will return to its original state…
After all, it was literally temporary, so it was going back to normal-
so-
There was a time when I thought that it would be difficult to upgrade Samsung Card~-
Was it 3 days or so?
I got a text saying that the limit could be raised-
I’m sure the temporary upgrade had an effect…
So that’s when I applied for an upgrade-
Maybe the total limit was $500,000? It would have gone up like that-
And~
In less than a month-
Another message that the limit can be raised has been sent-
At the end of December last year-
what? I also wanted-
It seems that Samsung Card decided that it could be upgraded to its own evaluation-
So I applied for an upgrade…
At this time, the limit jumped-
Almost doubled-
The total limit has been raised to 11 million won-
With a total limit of 11 million won-
Short-term card loans have been changed to 3.2 million won-
So when I thought about it,
Maybe mid-October?
When I bought the iPhone 13 Pro, I used Samsung Card to spend more than 1 million won for overseas payments.
(Shinhan Card is for domestic use only)-
Scratch with a lump sum-
And I get my paycheck in the next month and pay everything in advance-
I think this probably didn’t get good grades-
Even so, it is surprising that it only took half a year to reach the limit of over 10 million won-
In the past, when I used Hyundai Card-
The last thing I checked was about 8 to 9 million won.
It took almost 4-5 years just to upload it to that point-
The difference in the time taken is poles-
well anyway-
Because the purpose of using a credit card is to increase your credit score-
Unconditional payment!
Absolutely no installment payments!
The use of short-term loan cash advances is prohibited!
And if you have spare money, pay right in advance!
Doing this seems to be reflected well in the credit card company evaluation-
In fact, even if you raise the card usage limit like this-
I have nothing to write about, but-
Still, I don’t know that it’s a human business…
For now, keep it high and watch it!
I’m a little curious if both Shinhan and Samsung cards will be upgraded in the second quarter of this year-
I’ll have to look again in March or April-
#Shinhan Card #Samsung Card #Usage limit inquiry #Total limit #Temporary increase #Upgrade application #Upgradeable amount #6.4 million won #11 million won #Card limit increase guide #Individual rehabilitation #Exemption #Credit rating #Credit evaluation #Short-term card loan # Cash service #Prepayment