The weather has been unpredictable lately.
everyone in my family except me
Everyone is suffering from a cold, so bring a medicine bag
I am taken care of as a carpenter.
As the cold wind and the temperature difference between the days are repeated,
Please take care of your health.
Recently, such as Kakao Bank,
Online-based banks have also emerged.
Today, I received it from the banknote in a short time.
Information related to the increase of the negative account limit 마이너스통장 한도 증액
Let me introduce you.
living in Korea
Most common people 좋은뉴스
than usually borrowing.
I prefer a convenient negative bank account.
Unlimited within a certain limit
that you can deposit and withdraw money from your account
Interest rates and convenient repayment
It is considered the biggest advantage.
But this account is also
It is one of the loan products.
Of course there are pros and cons, right?
In fact, the negative account is also
It’s a different form of lending.
But it’s definitely convenient
Without going through complicated processes
because you can use the money right away
There is a definite difference from other methods.
However, it was used for living expenses.
Sudden in negative account
If you need a large amount of money
Inevitably, even in a negative account
I would like to increase the limit.
I also had this happen recently.
I suddenly needed a lot of money.
To go to the bank and start borrowing again
Time was too tight.
Negative bankbooks are like other loans and loans.
your income level, degree, and financial situation;
Depending on your credit rating, etc.
There is a limit set.
If you want to increase the limit
We’ll tell you how to do it.
Basically, in order to increase the limit
than the best you can get
If the limit was initially set low, or
Or compared to the time of opening a negative account
conditions related to the limit
in case of better
You can simply increase it.
So, raise the limit or
To increase the limit
Documents proving the above conditions are required.
This document is different from other loan documents.
It’s similar.
Proof of income and latest credit rating
(Isn’t there a difference between a sole proprietor and an employee?)
Just prove it.
Different banks may have slightly different requirements.
The basic documents are:
1. ID
2. Income withholding tax receipt
2. Certificate of employment or business registration
with the above three documents
You can visit the bank.
But before visiting the bank
to the bank you wish to visit.
Call and check
You’re less likely to go wrong.
From 3rd to 6th credit rating
Generally, it is around 10 million to 20 million won.
This is the default limit
In addition to increasing the limit,
At what interest rate can you open a bank account?
It’s important. In addition to the negative passbook
Be sure to check to see if there is a better kind of product.
OK Savings Bank Sunshine Loan Loan Qualifications Update and Precautions
How to open a limit on interest rates in a negative bank account with Kakao Bank A summary of favorable conditions
A quick summary of how to use the free credit information inquiry for the common people
products of one bank rather than those of another bank.
After comparing the conditions at the time of opening a negative account
It is also good to choose your own meals.
Even if it is 0.1~0.2% difference, later
It can make a big difference.
negative account today
how to increase the limit
I found out about
To recap,
you can get
After checking interest rates and product conditions
After calling the bank of your choice
After making the decision, prepare 3 documents
(1. ID
2. Income withholding tax receipt
2. Certificate of employment or business registration)
You can visit the bank.
Negative passbook or credit card.
A very simple and convenient consumption method and
financial products, but also others
offered to benefit from me
It is a service, so please compare carefully.
so you can use only as much as you need
I hope you do.
I will end this today.
Hope this helps
Everyone be rich 🙂