프리랜서 대출Target customers
Housewives and freelancers who need living expenses and have good credit
Loan limit
Up to 15 million won (varies by product)
Loan interest rate
Within 20% per annum (default interest rate within 20% per annum)
※ The approval result and loan amount may vary depending on the screening results.
It is illegal to request or receive a brokerage fee. Excessive debt can cause you great misfortune.
Interest rate: 9% to 20% per annum (differential application according to screening criteria only for secured loans) Default interest rate: Within 20% per annum (Applies to new, renewed, and extended loan contracts from July 7, 2021, and default interest rate does not exceed the contracted interest rate + 3% for new, renewed, and extended contracts from June 25, 2019) General financial consumers have the right to receive sufficient explanations from financial sales companies, and are advised to read the financial product description and terms and conditions before signing a contract. There is no cost for issuing a debt confirmation certificate. In addition to the cost of exercising rights or preserving rights and credit inquiry costs, legal costs such as establishment fees and early repayment fees may be incurred only for secured loans. (In case of early repayment within 2 years after the secured loan, the early repayment fee is up to 4% per annum of the early repayment principal. It varies depending on the remaining period. However, the total amount of the prepaid interest and early repayment fee does not exceed 20% per annum.) Your credit rating or personal credit score may decrease when taking out a loan. If the loan amount is excessive compared to your repayment ability, your personal credit score may decrease and you may experience disadvantages related to financial transactions. If the principal and interest that must be paid for a certain period are overdue, you may be obligated to repay all principal and interest before the contract expiration date.
Representative phone number: 1566 – 7321