About a month ago, I wrote a post comparing Toss and Kakao’s meeting bank account.
At this time, the Toss Bank account book was scheduled to be released, but the Toss Bank account book was finally officially released.
Let’s find out the contents of the product and compare it with Kakao’s meeting account!
Introduction to Toss Bank Gathering Bankbook 토스뱅크 모임카드
It has emerged as a bankbook that can overcome the limitations of the existing Toss’ ‘collect money’ service. 이베이스매뉴얼
Previously, it was called a meeting bankbook for convenience, but it was not a bankbook in practice, so there were limitations in its function.
Let’s take a look at the functions of Tossbank’s official meeting passbook.
📌 Joint meeting room
A joint meeting room was introduced to reflect the opinion that it is inconvenient to have a structure in which one person monopolizes withdrawals, payments, and cards.
Payments and withdrawals can also be made at joint meeting rooms, including the first one where a bank account was opened.
(Confirmation of the real name of the meeting room and consent of the meeting member are required)
Joint meeting rooms can also be selected without limiting the number of people.
It is said that it is possible to make a joint meeting room for all members if there is consent from the members.
📌Participate in the meeting
Even if you do not have a Toss account, you can participate as a meeting member.
However, in order to become a joint meeting place, a Toss account is absolutely necessary.
📌 Card issuance
Previously, it was impossible to issue a card, but with the official meeting account, it became possible to issue a card.
The joint meeting room can also issue a meeting card in the person’s name.
For additional information, such as card benefits, see the second half of the post!
📌 Interest rate
Similar to the existing Toss parking account, an annual interest rate of 2.3% is paid even if you leave it for one day.
Interest is calculated on the last day of each month and paid on the 1st of the following month.
Usually, there are many cases where the interest rate is not given in the meeting passbook, but in the case of the toss, it can be seen that the high interest rate is paid.