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If your credit rating is low, it is easier to receive the Saehui Hope Loan or Sunshine Loan guaranteed by the government.
If a person with a low credit rating of 6 or lower has income for 3 months, the government guarantees that they can use it at a medium interest rate of 8-10%, so it is much better than using it at a high interest rate.
However, there are many places that handle Sunshine Loan. So there are a lot of spam calls, and if you apply there, the probability of not being approved is really high. Even if you are approved, the limit is often really low.
Also, if you have a history of rejection, the approval rate is bound to be low… The limit is also likely to not be approved, so it is definitely helpful to apply at a place with a high approval rate when you first apply.
At first, I didn’t know about this, so I applied to any place, but I was rejected even though I met the qualifications. So I applied to two more places, but they were both rejected… I was at a loss.
Then I found a place that said it was okay even if I had a history of rejection, so I applied once… and it really was approved. I almost got the maximum limit.
If you apply for a consultation, you will know that they usually approve it. I hope this helps.
Before taking out a loan, calculate the monthly payment in advance using a loan calculator, and make sure to set up a monthly repayment plan and then implement it so that you can repay without default.
http://bit.ly/2pNXrEL
Excessive loans can be the beginning of misfortune. Please take out a loan after thoroughly evaluating your repayment ability after understanding your income.
2018.10.11.
This is the answer chosen by the questioner.
Both savings banks and capitals are considered secondary financial institutions.
2018.10.11.
1. It is secondary financial institutions.
2. Easily, primary financial institutions are the banks we know.
3. Others, such as savers, capitals, etc., are all considered secondary financial institutions.
4. Other loans are called consumer finance or private finance.
[ Income / Credit / Loan in hand ] If you know the information, you can get a more substantive answer.
When consulting via the Internet, please follow these rules: – Confirm whether you are registered with the Credit Finance Association. – Consult with the phone number registered with the association. 2018.10.11.
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Please note that it is classified as a secondary financial institution.
Recently, there have been many scams such as impersonation of financial institutions, inducing high interest rates, and requesting deposits.. Please be careful.
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2018.10.11.
The ㅊㅈ Savings Bank mentioned is a second-tier financial institution.
When applying for a loan consultation, do not be tempted by the lowest commercial interest rate, and as the saying goes, the more urgent it is, the more you should go back.
2018.10.11.
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