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Vocational training living expenses loan 1% interest rate per year Qualification conditions How to apply Complete documentation required – Do you know about the government-supported vocational training living expenses loan that allows you to borrow 2 million won per month for 5 months with an ultra-low interest rate of 1% per year, up to 10 million won per person?
Since it is a government-supported ultra-low interest product, it is very popular and may close early on a first-come-first-served basis, so please check the application method below and benefit from the job training living expenses loan before your budget is exhausted.
easy table of contents
The Vocational Training Living Expenses Loan is a system in which the Korea Workers’ Compensation and Welfare Service provides low-interest loans for living expenses to vulnerable groups so that they can receive long-term systematic training and get better jobs without the burden of living expenses.
In order to receive a vocational training living expenses loan, you must meet the three qualifications below (target, income, training course). However, even if you are currently unemployed, if you are receiving unemployment benefits, you are excluded from application. You can find out if you are eligible for a loan and the eligibility conditions through the link below.
The loan interest rate for vocational training and living expenses is 1% per year, allowing each person to borrow 10 million won for 5 months at a rate of 2 million won per month. To repay the loan, the principal amount to be repaid every month is constant, and the interest rate changes every year. You can repay the loan by choosing one of the three methods below.
Call the Korea Workers’ Compensation and Welfare Service at 1588-0075 to check if you are eligible for a job training living expenses loan.
If you do not have a National Tomorrow Learning Card, you must first obtain a card.
There are a total of about 18,000 HER-NET training courses and about 3,700 online courses, so it is difficult to choose if you do not have a pre-determined course.
In addition, since you have to search for a course that requires more than 140 hours of vocational training, which is one of the qualifications for a vocational training living expenses loan, we recommend using the Korea E-Learning Association, which saves time and money and provides training for all unemployed workers.
The Korea E-Learning Association is a remote training institute for National Tomorrow Learning Card workers and job seekers. You can check the training courses eligible for vocational training living expenses loans at once through the link below and easily apply.
If you have found a training course eligible for a living expenses loan according to your type among unemployed/job seekers or workers/employed, click 1 or 2 to register for the course and go to the Korea E-Learning Association (Global) course registration page or HRD-NET course registration. Just go to the page and sign up for the course.
After registering for a course, you can apply for a loan from the Labor Welfare Net from the day the training course begins. If you wish to apply in person, please visit the nearest Korea Workers’ Compensation and Welfare Service.
Log in with a joint certificate → Click ‘Service Application’ menu ‘Application for Loan’ → Loan for my vocational training living expenses → Select the application form and click OK → Complete the application
If you are contacted by a representative within 1-2 days after applying for a loan, you can immediately submit the required documents online.
If you receive a call back within 1-2 days after submitting your documents online, you can install the banking app and apply.
Q. I am taking online classes to finance my living expenses. I reached the course completion criteria, but did not pass the test score, so it was marked as non-completion. In this case, will the loan for living expenses be stopped?
Q. If the cost of living loan is executed on the 15th and the 15th falls on a Saturday, when will it be paid?
Q. Can I get a loan for living expenses if I have a delinquent payment plan?
We learned about the loan support project for vocational training and living expenses, which allows you to receive a loan with an ultra-low interest rate of 1% per year. As this is a product that allows you to receive a low-interest loan while receiving job training, it may close quickly when the budget is exhausted, so if you are eligible, please apply as soon as possible.
If you are not eligible for a job training living expenses loan and are looking for other loans, please check the other government-supported loans below.
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