For those who own a car that is more than 5 years old, how to check the car refund bond and what is the car regional development bond? And let’s learn about banks that search for car refunds that differ by region.
Contents [hide]
1 What is an automobile regional development bond?
2 How to check car refund bonds
3 Auto Bond Refund Frequently Asked Questions
4 Other Useful Refund Information Hiding
What is an Auto Regional Development Bond?
Automobile regional development bonds are bonds issued by local governments, excluding Seoul, to finance the local governments’ transportation, education, and waterworks. When purchasing a car, you must purchase an automobile regional development bond. Local development bonds are often resold at a discount.
If you hold it as it is without discounting, you have to request repayment at maturity, but usually you buy a car and pass several years, but most of them are missed. Since many people are unable to repay the bonds and in many cases expire, the government will automatically repay new purchased bonds from March 2, 2022, and simultaneously repay existing matured purchased bonds to prevent people from losing such a loss. decided to do it. (View related articles) 자동차 환급금
The Ministry of Public Administration and Security said that as of the end of October last year, as of the end of October last year, the amount that creditors did not request for refund even though the repayment date of regional development bonds, which are issued at about 3.8 trillion won a year, had arrived. In addition, it is said that the amount of bonds whose rights disappear as the statute of limitations expires amounts to about 2 billion won per year, so it would be good to make sure to get a refund by inquiring about car refunds by region below. 좋은뉴스
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How to look up car refund bonds
Since online repayment banks are different for each region, you can search for refund of automobile bonds by logging in to the homepage or application of the relevant repayment bank by region or bank app and entering menus such as “existence of outstanding bonds” or “unredeemed bonds”.
Retrieving your car refund
local bank banking app
Go to Seoul Shinhan Bank Go to
Go to Busan Bank Go to Busan Bank
Go to Daegu Daegu Bank Go to
Go to Incheon Shinhan Bank Go to
Go to Gwangju Gwangju Bank Go to
Go to Daejeon Hana Bank Go to
Go to Ulsan Nonghyup Bank Go to
Go to Sejong Hana Bank Go to
Gyeonggi, Gangwon, Chungbuk
Chungnam, Jeonnam, Gyeongbuk,
Go to Gyeongnam, Jeju, and Changwon Nonghyup Banks Go to
Go to Jeonbuk Jeonbuk Bank Go to
Car Bond Refund Frequently Asked Questions
Q. It seems that the maturity period has passed, but why can’t I see unrefunded bonds?
A. In this case, instead of buying and holding bonds, you purchase them with a discount on public bonds. If you look at the auto sales quote, there are ‘Purchase of public bonds’ and ‘Discount of bonds’. A price will be entered.
However, it can be burdensome that the money of 3 million won is tied up for 5 to 7 years, and there is a lot of additional money to go out, such as acquisition tax, in addition to the vehicle price. There is.