월세보증금담보대출 조건Monthly rent deposit collateral loan product for those who have a monthly rent deposit of 10 million won or more and need to use the deposit as collateral
Office workers, business owners, housewives, monthly rent residents
Ages 20 to 60
Minimum 1 million won to maximum 80 million won
Up to 20% per year
Recently, illegal voice phishing impersonating Capital has become prevalent, so please be especially careful not to be a victim.
Please immediately report any illegal distribution of personal information and financial fraud to the National Police Agency (112) or the Financial Supervisory Service (1332).
Our company is not affiliated with any capital company and never requests any illegal money or fees.
We promise to take the lead in protecting your valuable personal information, and if you have any other questions, please contact the call center (1899-4685) at any time. View Moneyholic loan cases and reviews
Things to note when borrowing
Guide to preventing financial accidents
Excessive debt can bring you great misfortune.
It is illegal to request or receive a brokerage fee.
When borrowing, your credit rating or personal credit score may decrease, which may restrict other financial transactions.
What is personal rehabilitation? A procedure in which an individual debtor with a total debt of 1 billion won or less for unsecured debt or 1.5 billion won or less for secured debt and who has the potential to continuously or repeatedly earn income in the future can be exempted from the remaining debt if he or she pays a certain amount for 3 to 5 years (Jurisdiction: Court)
The personal rehabilitation system is a procedure established to promote efficient rehabilitation of debtors and the interests of creditors by adjusting the legal relationships of creditors and other stakeholders for individual debtors who are facing bankruptcy due to financial difficulties and who have the potential to continuously or repeatedly earn income in the future. It was implemented on September 23, 2004. This is a procedure in which an individual debtor with a total debt of 1 billion won or less for unsecured debt or 1.5 billion won or less for secured debt, who has the possibility of continuously or repeatedly earning income in the future, can be exempted from the remaining debt if he or she pays a certain amount for 3 to 5 years.
What is a personal rehabilitation loan? This refers to a specialized loan for those who are undergoing personal rehabilitation.
Qualifications for application
Only “wage earners” and “business income earners” with a certain income can apply for the personal rehabilitation procedure, and only individuals who are currently in a state of insolvency or are at risk of insolvency due to excessive debt can apply.
Free Legal Aid Corporation Information
The Korea Legal Aid Corporation provides various support related to legal consultation, litigation representation and criminal defense by lawyers and public interest lawyers, and other legal affairs to people who are economically disadvantaged or do not know the law and therefore cannot receive sufficient legal protection. Among them, legal consultation is provided free of charge to all citizens on all legal issues. Free personal rehabilitation support
Since August 2014, the Credit Recovery Committee has been providing free one-stop support for personal rehabilitation and personal bankruptcy applications and consultations and document preparation in cooperation with the Legal Aid Corporation and the courts, as well as personal workout and pre-workout support.
Recently, illegal voice phishing impersonating Capital has been rampant, so please be especially careful not to become a victim.
Please immediately report any illegal distribution of personal information and financial fraud to the National Police Agency (112) or the Financial Supervisory Service (1332). Our company is not affiliated with any capital company and never requests any illegal money or fees.
We promise to take the lead in protecting your valuable personal information, and if you have any other questions, please contact the call center (1899-4685) at any time.
Personal (credit) information obtained from me in relation to this loan consultation application must be obtained with my consent in accordance with Articles 15, 22, and 24 of the Personal Information Protection Act and Article 22 of the Act on Promotion of Information and Communications Network Utilization and Information Protection.
I hereby consent to your company collecting/using my personal information as follows.
1. Purpose of collection and use of personal information
Loan consultation and product information, loan application acceptance, follow-up consultation and information via phone, SMS, etc. in case of suspension
2. Personal information items collected
Name, mobile phone number, application product
3. Retention and use period
From the date of consent to collection/use until the purpose of collection/use of personal information is achieved
4. Information on the right to refuse consent
You may refuse to consent to the collection and use of personal information, and may withdraw consent at any time after consent. However, consent to the collection and use of the above personal information is an essential procedure for loan consultation/application, so if you do not consent, the service cannot be provided.
