Youth Hope Savings Savings
As the preferential interest rate differs from bank to bank, I was going to apply for the Youth Hope Savings Savings Savings Account with the public or Woori.
Shinhan decided to apply after confirming that the preferential rate was changed from 0.7 to 1.0.
#. Shinhan Bank Preferred Interest Rate 1%
– Issuance of Shinhan Certificate (Shinhan Sign): 0.20% per year
– Money Bus subscription, connection of one or more financial assets: 0.30% per annum
– In case of income transfer (deposit of 500,000 won or more): 0.50% per annum 신한은행 거래중지계좌
– If there is no Shinhan Bank savings account for one year immediately before new product subscription: 0.50% per annum
You can choose to meet only 1%
If you deposit 500,000 won, you only need to write ‘salary’ once to your other bank -> Shinhan Bank (I found it)
Decided because the preferential interest rate conditions are not stricter than other banks! 이베이스매뉴얼
But since I don’t use my Shinhan Bank account,
two. It was a transaction suspension account.
The deadline for preview application is February 18th, so I had no choice but to visit the bank to cancel it.
You can only bring your ID card to the account for which you have stopped trading, unless it is for salary transfer purposes.
A certificate of purpose, such as a certificate of employment, is required only if the company pays the salary as a credit limit.
If you only need deposits and withdrawals like me, you can cancel the suspension with just your ID.
However, the suspension was lifted, but the limit was only 300,000 won.
(To raise the limit to 1 million won, you need to visit the bank again)
When I said that it was only 30,000 won, I was shocked at the moment.
Naturally, I came to open the account with the intention of making up to 500,000 won in the Youth Hope Savings Savings Account ㅜㅜ
When I asked the bank staff, when I first deposit money, they put it in Shinhan 30 + other bank 20.
Then he said that the automatic savings account will be 50! (Fortunately ㅜㅜ!!)
It was worth visiting the bank.
Fortunately, I canceled the Shinhan Bank transaction suspension account I wanted and applied for a preview.
Now all that remains is to wait for the results of the application!
The preview application is over, and you can sign up for the 5 sub-system from the 21st to the 25th next week.
You must apply according to your year of birth.
+
Since the income for the year 21 is confirmed around July of 22
In the case of the current preview, the judgment is based on 20 years of defined income.
Annual gross salary of 36 million won (comprehensive income: 26 million won) or less
Therefore, as of 20 years, I signed up before July.
If you do not meet your income for 21 years, you can continue to join, but you cannot receive tax-free support.
sooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
It’s a pity, but I’m so grateful that I can apply for a savings account even if I don’t receive tax-free support!
+
Amount received at maturity of Youth Hope Savings [Based on preferential interest rate of 1%]
-> Savings incentive 1st year 2% (up to 120,000 won), 2nd year 4% (up to 240,000 won)
First of all, the bank accounts I have are Shinhan, Woori, and Hana Bank, so I put a preview of the subscription qualification for all three.
When I receive the notification that I can join, I tried to put it in because there was no confirmation process at the time of formal registration.
1. Hana Bank
Hana Bank Youth Hope Savings Preview Results Inquiry… Delayed ^^
2. Woori Bank
Fortunately, Woori Bank is eligible to join as a result of previewing the Youth Hope Savings Savings Account!
Last year, I only worked until February, so I thought it would be natural. Hehe I can do it, I have to do it unconditionally!
3. Shinhan Bank
Shinhan Bank did not receive any word from the preview results of the Youth Hope Savings Savings.
However, even if you do not receive a result from the preview, you can check whether you are eligible or apply for a subscription on the day of application of the 5 sub-system on the release date.
And because Woori Bank said I was eligible to join, well.
Actually, Hana Bank is my main bank, so it is the most convenient, but one thing that takes place is that the subscription is with Woori Bank ㅠ
And Woori Bank is not the first transaction, the first savings, the first card, or the first salary…!
If so, where is the best place for me…?