미소드림적금The Korea Inclusive Finance Agency announced on the 30th that it will reorganize the Smile Dream Savings Account to provide practical support for asset formation for the underprivileged, expanding the monthly subscription limit and providing preferential interest rates starting from the 31st.
Miso Dream Savings is operated for low -income patients who have been using the low -income and vulnerable groups, credit recovery committee and national happiness funds for more than six months without delinquency.
The subsidy is paid by matching 100% of the bank interest at maturity (up to 3 years), and subscription is possible through five commercial banks (Kookmin, Shinhan, Hana, Woori, and Enterprise).
The basic interest rate of Smile Dream Savings is 3.6% per year for 1-year maturity, 3.8% per year for 2-year maturity, and 4.0% per year for 3-5 year maturity. Here, a 1.0%p preferential interest rate is applied at maturity, raising the interest rate to 4.6% per year, 4.8% per year, and 5.0% per year, respectively.
Lee Jae-yeon, president of Seogeumwon, said, “In addition to supporting the common people and vulnerable groups through microfinance, through the active cooperation of Kookmin, Shinhan, Hana, Woori, and Industrial Bank of Korea, we have been able to support the Smile Dream Savings Savings Fund with better conditions, including preferential interest rates,” and added, “Many “We will continue to promote and improve our products to help low-income and vulnerable groups secure much-needed lump sum money through Smile Dream Savings,” he said.
