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In the case of Daol Savings Bank’s housewife loan product, automatic loans may be possible if the loan amount is small, but additional documents may be required during the loan screening process if the loan amount is large. In addition, since the loan approval is determined based on the loan screening results, it is not possible to know the exact loan eligibility while the screening is in progress. Therefore, it is recommended that you wait until the loan screening results come out or contact Daol Savings Bank’s customer center for detailed guidance.
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Yes, Daol Savings Bank’s housewife loan is available for automatic loans. Automatic loans are a service in which the loan amount is automatically deposited after the loan application is reviewed. Daol Savings Bank’s housewife loan is available for automatic loans, but the loan application is reviewed by checking your credit rating, income, employment status, etc. Therefore, if the review is not completed after applying for an automatic loan, the loan amount may not be deposited.
This is a 100% handwritten answer from a counselor officially registered with the Credit Association.
The financial institutions that handle housewife loans are limited.
The financial institutions in question do not sell housewife products.
You should look elsewhere…
Please also let us know whether you own a credit card, vehicle, or real estate (collateral).
※Please note
1. This is a counselor who can conduct a virtual inquiry through a preliminary inquiry without lowering your credit rating or score by 1 point. 2. If you have any additional questions, you can get detailed consultation through “Profile”.
http://kin.naver.com/profile/seokw0007
Lowest interest rate ☎ 010 3815 0052
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Please refer to the loan for the unemployed and housewives
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■ I will answer.
It is a little difficult to get a housewife loan from the financial institution.
I would like to explain the questioner’s situation and other possible housewife products from other financial institutions.
In the case of housewife/unemployed loans,
1. Whether credit cards have been used for more than 1 year
2. Whether it is in the name of the person, jointly, or spouse (ownership or leasehold ownership)
3. Whether the vehicle is owned by the person
And depending on the loan/credit score that is currently being used,
each financial institution has different unemployed loan products, and I will explain to the questioner’s conditions whether there are other possible products.
If you have any additional questions,
Please contact “1:1 Questions and Consultation Request”.
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