다올저축은행 FI신용대출 조건 Find out about the conditions for using Daol Savings Bank’s credit loans for office workers and freelancers :: Oh! Life Information Center

다올저축은행 FI신용대출 조건Daol Savings Bank Fi Credit Loan is a fixed interest rate loan that applies the same interest rate determined at the time of loan execution for the contract period.

Daol Savings Bank Fi Credit Loan, which allows a generous limit of up to 100 million won if the conditions are met. I will introduce it to you, so if you are interested, please refer to the information below and receive the benefits.
The application target for Daol Savings Bank Fi Credit Loan is office workers and freelancers, and it is possible if the credit score [NICE standard] is 560 points or higher.

Daol Savings Bank Fi Credit Loan limit and interest rate are applied differentially according to our bank’s credit handling standards, credit rating, and certain income, and can be confirmed when proceeding with the loan.
The limit is a generous limit of 1 million won to a maximum of 100 million won, and the loan interest rate is a fixed interest rate that applies the same interest rate determined at the time of loan execution for the contract period, so there is no burden of interest rate fluctuations in the middle. If you sign up for membership, please note that a 0.3% to 1.0% interest rate discount is provided for the first time only.
The Daol Savings Bank Fi Credit Loan period can be used for up to 120 months, or 10 years, but the repayment period may vary depending on the loan amount.
The Daol Savings Bank Fi Credit Loan repayment method is equal installment of principal and interest and lump sum repayment at maturity.
What is equal installment repayment of principal and interest?: This is a method of calculating the principal and interest until maturity in advance and repaying a certain amount every month. However, please note that only the equal installment repayment of principal and interest may be applied depending on the credit handling standards.
What is lump sum repayment at maturity?: This is a method of paying only interest during the contract period and repaying the entire principal on the maturity date. Please make your choice after fully considering your financial status and repayment capacity.
To receive the Daol Savings Bank Fi Credit Loan, the following documents are required, but since it is conducted non-face-to-face, it will be automatically submitted if you have a certificate. In order to receive a Daol Savings Bank Fi credit loan, you must install the Daol Savings Bank smartphone app. After installing the app, you can apply at Financial Products Mall > Credit Loan for Office Workers. If you do not have a deposit/withdrawal account, you can create a deposit/withdrawal account first and then apply. When you apply for a credit loan product, the interest rate and limit are immediately determined and you can execute the loan, so please refer to this.
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