개인회생 대출 가능한 곳Where to get a personal rehabilitation loan
Where to get a personal rehabilitation loan
● Loan target: Individuals who have faithfully followed their repayment plan
● Loan limit: From 1 million won to a maximum of 30 million won
● Loan period: selectable from a minimum of 12 months to a maximum of 60 months
● Annual interest rate: 12.9% to 19.9%
● Repayment method: You can choose between repayment of principal and interest in equal installments or lump sum repayment at maturity.
● Loan target: Good faith personal rehabilitation patients with income proof and personal rehabilitation exemption customers
● Loan limit: From 1 million won to a maximum of 50 million won
● Loan period: Lump sum repayment at maturity: Up to 60 months / Repayment in equal installments of principal and interest: Up to 120 months
● Loan interest rate: 14.90% ~ 19.99% per year (fixed interest rate)
● Delinquent interest rate: Loan interest rate + 3%p (however, within 20% of the legal maximum interest rate)
● Repayment method · Lump sum repayment at maturity: The principal is repaid in a lump sum at maturity, and the interest is repaid once a month in units of won · Repayment in equal installments of principal and interest: Repayment of the principal and interest (principal + interest) equally every month during the loan period
Where to get a personal rehabilitation loan
Introducing various loan products provided by the government for individual rehabilitation. These government-backed products provide credit loans in consideration of the financial situation of individual borrowers, and the loan terms and interest rates are somewhat different from loans from general financial institutions.
● Loan target: People with low credit or low income who have difficulty obtaining high-interest loans
● Loan limit: up to 14 million won
● Annual interest rate: 15.9% per year
● Special note: We provide a special support process for people who have difficulty proving income, such as private taxi drivers, agricultural, livestock, forestry, and fishermen.
● Loan target: People with an annual income of 35 million won or less or a personal credit score in the bottom 20%
● Loan limit: up to 1 million won
● Annual interest rate: 15.9% per year
● Special note: If you repay in good faith, you will receive an interest rate reduction equal to one year each year.
Go to Small Living Expenses Loan ➡️
● Loan eligibility: If your personal credit score is in the bottom 20% or below the next lowest level, or if you meet the requirements for applying for a work incentive.
● Loan limit: up to 5 million won to up to 70 million won
● Annual interest rate: 4.5% per year
● Special note: The loan is repaid through equal installments of principal and interest over a period of up to 5 years (up to 1 year of deferment possible).
● Loan target: Workers with annual income of 45 million won or less
● Loan limit: Up to 15 million won
● Annual interest rate: 10.5% per year
● Special Features: The loan application process is simplified, providing useful financial support to low-income people or those with low credit.
There are a variety of loan products available as shown above, so ease your financial worries by carefully choosing the product that suits you. For additional information or details, please refer to the official website of your financial institution or government. Let’s overcome difficulties together! 🌟
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Where to get a personal rehabilitation loan
Where to get a personal rehabilitation loan
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