*These people have a huge number of rental/sales loans, so the related information is really crisp..good!👍
02. Check Loan Counselor ID
As mentioned briefly in the previous post, it is necessary to check whether the loan counselor introduced is an actual bank employee. Since the money is not going to come and go (especially since there are a lot of voice phishing these days, I don’t think there’s anything wrong with being suspicious of anything), so I contacted Kookmin Bank to be sure.
① Search for the ㅇㅇ branch of Kookmin Bank in the jurisdiction of the loan and make a call 국민은행 대출상담
② Telling the bank that you have been introduced to a loan consultant
③ When asked for the counselor’s name and phone number, tell them 이베이스매뉴얼
④ Once the ㅇㅇㅇ counselor who is currently working at any branch of Kookmin Bank confirms that it is correct, you are done!
When you hear that the employee is right, you can ask about the loan consultation and loan process from then on. This part can be consulted over the phone.
03. Process of Jeonse Loan
Even if you want to make a Jeonse loan in advance, you can proceed with the loan from one month before the move-in date according to bank regulations (to prevent the Jeonse loan from being used for anything other than the Jeonse loan). Therefore, you can make an appointment with the loan counselor you consulted with one month before the balance date.