소상공인 재도전특별자금 신청방법100 Questions and Answers with Case Studies
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Project Name
Support Target
Budget (100 million won)
General Management Stabilization Fund
Small business owners regardless of business experience
111 million
Special Management Stabilization Fund
Vulnerable small business owners such as youth, disaster victims, and low credit
18 million
Growth-Based Fund
Small business owners, innovative small business owners, etc.
8 million
Classification
Support Conditions
Loan Interest Rate (Floating Interest Rate)
Policy Fund Base Interest Rate + 0.6%p (Quarterly Floating Interest Rate)
Loan Limit
Up to 70 million won per business
Loan Period
5 years (including 2-year grace period)
Fund Name
Support Target
Emergency Management Stabilization Fund
Small business owners affected by disasters: Those who have suffered damage from heavy rain, typhoons, heavy snow, fires, etc. and have received a “Disaster Small Business (Small Business) Confirmation Certificate” from the local government Small business owners
Small business owners with temporary management difficulties: Small business owners in areas where a regional economic crisis is a concern or who have suffered damage to their business due to infectious diseases and need emergency support
Disabled Business Support Fund
Small business owners with a disabled welfare card or disabled business verification certificate
Youth Employment Linkage Fund
Young (39 years old or younger) small business owners with less than 3 years of business experience, small business owners who have employed more than 50% of their total employees as young people (39 years old or younger), small business owners who have employed and maintained at least 1 young person (39 years old or younger) within the past year
Refinancing Loans
Loans held by small business owners with medium or low credit scores that are being repaid faithfully, but are high-interest loans from banks or non-banks, or bank loans that have difficulty in extending the maturity
Classification
Support Conditions
Loan Interest Rate
Base rate of policy funds + 0.6%p (quarterly variable interest rate)
Loan Limit
Up to KRW 100 million per business (Operation) and (Facility) Up to 500 million won per company
Loan period
(Operation) 5 years (including 2-year grace period), (Facility) 8 years (including 3-year grace period)
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