토스 유스카드 발급방법Collection of investment lifestyle information
Collection of investment lifestyle information
We have summarized the Toss Youth Card (check card), which is convenient for minors to use. We will tell you all the pros, cons, and things to watch out for.
Minor children can apply for card issuance by installing the Toss app on their cell phone.
Currently, minors can apply for and use a check card at a bank branch. Kakao Bank and Toss Bank also created check card products targeting minors. The product launched by Toss Bank is the Toss Youth Card.
Check cards issued by banks can only be issued when a legal representative (parent) visits the branch. At this time, you must either have a bank account opened or open a new one. Minors also need a reason for opening a bank account when opening a bank account for deposits and withdrawals. It is often opened for school banking purposes.
Toss Youth Card can be opened through the Toss app.
Minor children over the age of 14 can apply by installing the Toss app on their cell phone and clicking
If you are under the age of 14, the consent of your legal representative is additionally required. Additionally, the Toss screen is provided as the Youth home screen. Some Toss app functions will not be visible.
Online and offline payments can be made with the amount charged to Toss Money.
You can pay up to 500,000 won per day or 2 million won per month. Youth-restricted industries and overseas payments are not possible.
In fact, when a minor child signs up for the Toss app, a virtual account for recharging Toss Money is opened rather than a bank account for deposits and withdrawals. You can think of Toss Money as a rechargeable gift card. The money charged with Toss Money can be paid or withdrawn with a physical card called Toss Youth Card.
You can recharge your child’s Toss money by installing the Toss app on your parents’ cell phone and using the
When making online payments with a Toss Youth Card, you must first install and register the Facebook/ISP app.
When withdrawing money, you do not insert the Toss Youth Card into the ATM machine like a bank check card and withdraw it. You can withdraw Toss Money from the Toss app. You can withdraw money from an affiliated ATM through the
Minors have restrictions on using postpaid transportation cards. The disadvantage of using the T-money transportation card is that you have to recharge it in advance at a convenience store. The biggest advantage of the Youth Card is that you can recharge your transportation card through the app.
With the NFC function on your phone turned on, you can recharge your transportation card with Toss Money in
Currently, for check cards issued by banks, a daily payment limit of 30,000 won and a monthly payment limit of 300,000 won apply to children under the age of 14. For those aged 14 or older, the monthly payment limit of 300,000 won applies. Since the Toss Youth Card has a relatively large limit, you need to prepare for misuse if you lose it or adjust the recharge amount to suit your child’s spending habits.
In the case of bank check cards, parents can check their child’s spending history by installing the bank app on their phone and logging in with their ID. In the case of the Toss Youth Card, unless you check it with your child’s cell phone, you can only check it using year-end tax settlement data.
If you lose your Toss card, a fee of 4,000 won will be charged to have it reissued.
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