하나저축은행 최저신용자 특례보증The launch of the ‘Special Guarantee for Lowest Credit Stakeholders’ product sales was designed to actively participate in the financial authorities’ policy to support the financially underprivileged, protect low credit borrowers who may be exposed to illegal private financial risks within the system, and expand financial support for ordinary people by providing easy and convenient financial services.
Applicants for this product are low credit borrowers who have difficulty using the existing policy low credit loan product ‘Haetsal Loan 15’, have a credit score in the bottom 10% or lower, and have an annual income of 45 million won or less. The loan limit is up to 10 million won, and applications can be made for 3 to 6 years at an annual interest rate of 15.9%.
This product is designed to give preference to honest repayers, and the initial loan limit is up to 5 million won. Additional loans can be received if the principal and interest are paid normally for 6 months.
Also, the initial interest rate is 15.9% per annum, but if you repay normally, you can receive a 3.0% point or 1.5% point interest rate reduction benefit every year, lowering it to 9.9% per annum.
You can apply for the ‘Special Guarantee for Lowest Credit …
