As we enter 2021, the credit information evaluation method has changed. Therefore, today, based on these changes, I would like to summarize how to check the credit rating and how to check the solution. Many of you may not be familiar with the contents of today’s list, but now I want to include information that you must know.
So, it would be good to understand it thoroughly and get help with regular credit care. At the bottom of the page, we will provide you with a more detailed way to secure credit, so please check all the details.
How to check the credit rating inquiry improvement solution 통신등급 조회
‘Credit Score System’ applied from December 29, 2020
In the past, credit systems were evaluated through ratings.
The grade is determined by a difference of 1 point and 2 points.
The difference in interest rates or the amount available 이베이스매뉴얼
There was a lot of growing up.
As of December 29, 2020,
This credit rating system itself has been abolished.
One point, one point in detail
A scoring system was introduced.
This system, which has been changed this time, is simply a score
In addition to showing credit
A lot has changed.
Therefore, after referring to the following
You can check your score.
1) The full credit score is 1,000 points
First of all, the perfect score is 1,000 points, and the higher the score, the higher the score.
That’s going to be a good score.
Of course, the lower the upper cumulative composition ratio, the better,
The lower the probability of long-term delinquency, the better.
So now in order to take care of your credit
Different ways to increase this score,
ways to keep score
It is important to check and utilize.
2) Non-financial information is also important for score calculation
In the past, such as telecommunication charges or four major insurance
The scope of application of non-financial information
There were many opinions that it was unreasonable to write.
In recent years, such non-financial information
All are included in the score calculation.
Until the period of faithful payment
It is said to be an important measure of scoring.
3) Score calculation in more detail when a loan occurs
In the past, only the execution status of the loan and the amount
The grade has been calculated.
But now what kind
What is the business, interest rate, and amount?
All points are taken into account and applied to the score.
How do I check my credit score?
First of all, how to check your credit score today
providing integrated solutions related to credit
How to check in all credits,
You can check it for free at no extra cost.
Please see below for more details.
1) Access the All Credits website
Check your credit rating for your financial institution for free without lowering your credit score
Credit management, why do you need it? 1. The higher the credit score, the lower the interest rate on the loan, which reduces the interest cost when making a loan. 2. If you have a low credit score, you may experience difficulties in issuing a credit card. 3. Credit scores that are easy to fall but difficult to raise again require constant management. When making financial transactions, my credit score seen by financial institutions! You must know, right? Check my credit risk for free right now. [Comprehensive Credit Management Plus Product Service] 1. Want to know the credit score of your credit summary? Want to raise my credit score? Comprehensive Credit Management Plus checks my credit score and financial status, and provides…
First, through a portal site or App Store search,
Go to the All Credits website or
Just download the app and log in.
2) Sign up and log in
You can find information related to your credit here
To view, you must first register as a member
You must log in.
At this time, Naver/Kakao/Payco, etc.
It is possible to log in using
You can quickly register for membership and log in.
3) Credit Management -> Click Credit Improvement Free Diagnosis
Now, if you go to the website and log in
Click on the Credit Management tab on the left
In My Personalized Credit at the top left
Click on Credit Improvement Free Checkup.
4) Check the result after clicking the Diagnose button
Click here for a free credit improvement test
You can check the results.
The items to be evaluated are based on the credit evaluation criteria.
Possibility of improving credit for each major sector to be evaluated
as well as checking
Financial transaction patterns of groups similar to mine
You can even check the analysis results.
<TIP>
Tips when viewing the Results tab
First, check the diagnosis results,
You can check the area with the highest improvement effect.
For example, your assets, such as liabilities or transaction types,
And you can check it according to your consumption habits.
If the current card usage rate is high or the installment payment is high
It is confirmed by the transaction type, etc.
If the debt ratio is high, it is confirmed as a form of debt.
Please take this into consideration and check it out.
In addition, looking at the bottom of the
I have a similar transaction type
Financial activities for the entire nation
There are features that can be checked.
Therefore, your current trading and consumption habits
If you are curious about what it is, go to this part
I hope you can take a look and use them together.
In the case of credit-related information provided here
Based on the score actually used by financial institutions
We recommend that you use it by all means.
If you want to receive detailed care properly?
Credit-related care here
so that you can proceed in detail
We provide a variety of care.
Therefore, the current credit management is carefully
For those who can’t
Those who have plans to use loan products in the future
It is highly recommended that you try to use it.
Please see below for more details.
<Comprehensive Credit Management Plus>
Credit that is difficult to take care of alone
The ability to receive comprehensive care
With this care, even credit-increasing solutions
It has the advantage of being able to take it together.
Especially when it comes to your own credibility.
How to change with the simulator
Because it can be checked, the usability is also high.
In addition, through Smart Report,
You can compare and manage
Those who have been taking care of themselves all this time,
Those who are new to society and have plans to use financial products
It is recommended that you take a close look at it.
<Family Credit Management>
All the credit of our family meticulously,
If you want to take care of the details, this care
It is also a good way to use it.
At this time, this care is for personal information of the family or
Check the rating based on overdue information
Relevant reports are provided.
In addition to this, here
It is good to take care of details related to credit
There is a lot of care, so please refer to it.
I think it’s complicated to take care of many things.
Those who eat it can use the integrated package
It’s also a good way to keep things simple.
<TIP>
All credits My data
Previously, non-financial information was also used in credit scores.
It has been summarized as playing an important role.
This non-financial sector-related information is
The downside is that you have to upload it yourself.
At this time, visit the place I told you today
When you access My Data
There is no need to issue a separate document
You can easily apply it.
In particular, even the changed score after application
Because it can be checked on the spot
Those who had trouble
Please refer to it and proceed.
Today’s summary is what many people
Changes due to the scoring system that you are not aware of yet
It was a way to inquire and care for the score.
When using financial products, credit depends on interest rates and
In addition to making a significant difference in the limit,
When using support systems, etc.
It has a big impact, so I usually
It is desirable to manage.
So today’s summary
Please refer to it in detail and take care of your credit
I hope you can take good care of it.