Today, I am going to learn about the difference between KCB NICE.
Let’s start together to find out how to check your credit rating.
First of all, here are the credit rating scores of the two institutions.
In the past, it was a grade system, so there were situations where grades were divided even by a difference of 1 or 2 points.
At the same time, there have often been instances of unavoidable disadvantages. 토스 신용등급 조회
However, as from January 1, 2021, the point system has been changed, and parts that have inevitably occurred before
The situation has shrunk a lot (I’m glad)
How are you? slightly different, right?
What is the biggest difference between the two institutions? 이베이스매뉴얼
An important part of KCB is the proportion of financial transaction activity.
Many financial companies are using it as an indicator of financial activity.
An important part of NICE is the overdue history.
It is a situation where savings banks and insurance companies, which are second financial institutions, are using it a lot.
As you can see in the table above, all credit accounts for 38% of the financial transaction activity.
The past delinquency history accounts for 30.6% of Nice Jimmy.
By using the table, you can clearly see which part each institution places more importance on?!
If you go into more detail, in the case of AllCredit
Customers who have experienced long-term delinquency in the past are more likely than the percentage of credit transaction methods (financial transaction activities).
The fact that the proportion of overdue history is reflected higher!
How to check your credit rating for free?
In the past, in order to inquire the score, directly
It was possible to view
These days, toss, kakao, etc. are also available on mobile!
In the case of all-crude, it is toss, quaquao, and bank salad.
In the case of Naisu, you can search through Naver Pay.
In the case of Totsu, if you click ‘All’ in the lower right corner, this screen will appear.
You can check your credit score within 1 minute by clicking on ‘My Credit Score’ in the middle.
It’s really comfortable right??
How to check your credit rating free of charge Kakao Bank VS Toss
I learned how to check the credit rating as well as find out about the jeonse loan.
Well, you don’t have to do things like nice jikkimi, all credits.
There is a simpler way to check your credit rating.
There are credit checks with Kakao Bank and TOSS.
You can check your credit rating for free, and it’s simpler than anything else.
.
You can check it only if you have an app (app). I didn’t even know my credit rating until now.
I found out while borrowing. How good is my credit and how much is the loan?
Just to check your credit.. Dudung!
I didn’t know you had such good credit. hehe
I think my credit is good if I pour in savings and pay my card well. hehe
First of all, the method of checking Kakao Bank credit is simple.
You can check your credit rating right away by accessing Kakao Bank and clicking “My Credit Information”.
This is how my credit information appears. hahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahaha
It also raises your credit score. In this way, you can check your Kakao credit.
It is not difficult to check Kakao Bank’s credit rating.
The following is the TOSS credit inquiry method.
To see the TOSS credit rating, install the Toss app, sign up,
You can check your credit rating right away by clicking the inquiry button!
You can also check your credit rating with Toss.
Please note that you can check your credit rating for free with Kakao Bank and Toss.
What is my credit rating? Level 3 or higher!!
In this post, in the spring of spring, I will check my credit rating and
I’m going to try to post something about checking my credit rating.
I check once every two months.
These days, in places like Kakao Bank and Toss,
If there is a change when you link
There is also an alarm that notifies you immediately.
I think you should check it out
In today’s post
Intuitively, my credit score is just right
how many points? how to check
I would like to know about
Look at the screenshot image step by step
You can refer to it.
Where you can check what I’m telling you
It’s called [All Credits].
Kakao Bank and other banks
It is a representative place in Korea that is operated in conjunction.
Another representative place is Nice Jiki Me, right?
I’m sure you’ve all heard of it at least once.
If you are using Kakao Bank or Toss,
Anyone can check it out there
I’m confused and I don’t know what to do
You may not know it, so directly
Let me show you how to check it.
So, the first thing to do is to check your credit score.
What should I do?
First on all credits
Please connect. PC , mobile screen mode
It will be the same, so just follow along.
Check your credit rating for your financial institution for free without lowering your credit score
Credit management, why do you need it? 1. The higher the credit score, the lower the interest rate on the loan, which reduces the interest cost when making a loan. 2. If you have a low credit score, you may experience difficulties in issuing a credit card. 3. Credit scores that are easy to fall but difficult to raise again require constant management. When making financial transactions, my credit score seen by financial institutions! You must know, right? Check my credit risk for free right now. [Comprehensive Credit Management Plus Product Service] 1. Want to know the credit score of your credit summary? Want to raise my credit score? Comprehensive Credit Management Plus checks my credit score and financial status, and provides…
First, visit the website above.
The screen above will appear.
If you scroll down to the bottom
The national credit rating inquiry section appears.
You can skip to that part
This part shouldn’t be difficult.
This is the second part.
If you are confused in this part or while logging in
There are a lot of people who annoy you.
Based on the writing of posts from January to April
It’s April, so it’s automatically scheduled for episode 1, right?
leave it on auto
Next time, to check
It’s good to sign up.
Naver, Kakao, Payco, mobile phone, etc.
There are several ways to log in.
You can connect whatever you are comfortable with.
I’m always logged in to Naver
I’m logging in with it.
After logging in,
I-PIN authentication is required.
You could say it’s a two-way security.
It’s a matter of personal credit.
I think you made it a little more complicated.
If you have an I-Pin, log in as it is.
you can check it out
Those who do not have it, through
Sign up and write it down
It will be convenient the next time you check it, right?
I thought it would be okay if I showed you everything like this
All the important parts were mosaiced.
I think it’s ok.
974 points are coming out.
Until three years ago, it was around 700.
I think I uploaded a lot.
How long have you been doing it for your own home?
I pay a lot of attention and try to upload this and that
I think I did a lot.
What bank did you get help from?
what kind of issuance
You can check all of these parts at a glance.
It’s that simple.
Why do you need to know your credit score in advance?
The most typical example would be to buy my own house, right?
You need to get help from the bank.
For example, even if only 1% of 100 million
That’s 100 million won.
As the amount grows
In order to reduce even by 0.01%, the credit rating must be lowered.
It needs to be managed and put up in advance.
If you check first and confirm
After that, how do you manage it?
Those who need to upload quickly in a short period of time
Those who need personal care
There are paid products, so that part
you can use it
A very simple task is enough
Those parts that can be lifted to some extent
You can check it on the website
You can use that part.
How to make it more detailed
I will leave a separate post for you.
For nothing, it was done in a strange way and a record was left
Don’t let your score drop.
in a place you can trust
You can do it easily without spending money.
Take advantage of it
The part you don’t know or difficult
If you have, please leave a separate comment or message.
I’ll reply right away as soon as I check it!
Because we were all together
Over 900 points
Based on 900 points, it was previously ranked 1st.
Hani fighting ♥