토스 굴비적금 가입방법 2023 Toss Bank Gulbi Installment Savings Subscription Method Interest Period Amount Summary

토스 굴비적금 가입방법Pick up the subsidy

Haven’t you signed up for Toss Bank’s Oyster Savings Savings Savings, which gives you the highest interest rate of 5% per year if you fill the six-month maturity without any conditions? Sign up easily with the app and fill it up little by little with the extra pocket money. It’s a small amount, but it’s a good way to collect an emergency fund.

💸 Application for gulbi savings account

▼Check product description required▼

Toss Bank + Gulbi + Savings + Product Manual.pdf
0.67MB

– You can sign up if you have a Toss Bank account / Toss Bank sub account.
– Only one account per person can be registered, and additional accounts can be opened if the opening of multiple accounts is permitted within Toss Bank (partner alliance, event, etc.).

It is a product that allows free savings every month as a periodic deposit.

You can freely save up to 300,000 won.

▼Learn about gulbi installment savings▼
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It is only possible to deposit directly through the Tossbank bank account linked to the gulbi installment savings in the app.

It is due in 6 months.

✅ Basic interest rate – The contract period is 6 months, and the basic interest rate of 2% per year is applied.
✅ Preferential interest rate – When the contract period is full for 6 months and the maturity is canceled, 3% per annum is applied to receive a total interest of 5%.

It is calculated by applying the period from the subscription date to the date of termination for each savings amount for each case.

The period from the date of initial subscription to the day before the date of termination is calculated and only the basic interest rate of 2% is applied.

✅ Within 1 month after maturity: base interest rate at maturity X 50%
✅ More than 1 month and within 3 months after maturity: base interest rate at maturity X 20%
✅ More than 3 months after maturity: 0.10% per year

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Toss Bank
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You can withdraw from the most recently saved amount without canceling the product before the expiration date.
✅ Application Period: From the date of registration until the expiration date
✅  Number of withdrawals: up to 2 times within the contract period
✅  Eligible conditions: After withdrawal, the balance of installment savings is over KRW 10,000
✅  Applied interest rate: Early termination rate applied

✅  Automatic termination at maturity: When the maturity date is reached, it is automatically terminated and the principal and interest are deposited into the linked account.
✅  Direct termination at expiration: If automatic termination has not been completed on the expiration date, you can cancel directly from Toss App. However, after the maturity date, the post-maturity interest rate is applied.
✅  Early termination: In case of cancellation before the maturity date, the early termination interest rate will be applied.

✅  In case of early termination before maturity, the preferential interest rate does not apply. The preferential interest rate is applied only when the maturity is canceled.
✅ In case of cancellation, the principal/interest will be deposited into the connected Tossbank bank account.
✅  If a withdrawal restriction accident report such as seizure is registered, it cannot be canceled and principal/interest payment is restricted.

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Choi sun hwa(suna840426@naver.com)
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