These days, I have summarized the Toss Bank benefits that are good to use as a parking passbook, how to open an account, how to receive daily interest, and how to close the limit account.
Toss Bank Benefits
Toss Bank is open to anyone 17 years of age or older.
Only one account per person can be issued. 토스뱅크 계좌개설
Depositors can be protected up to KRW 50 million per person.
Toss Bank can be used for just one day without a set period. 이베이스매뉴얼
You can receive interest at 2% per annum up to 100 million won, and 0.1% per annum for amounts exceeding 100 million won.
If you have a Toss Bank card, you can transfer up to 1 billion won at a time without an OTP device.
Remittance, ATM deposits and withdrawals, and certification fees are completely free.
Toss Bank settles on the third Friday of every month and pays interest on Saturday.
And now you can earn interest every day.
How to open a Toss Bank account
If you have the Toss app, you can open a Toss Bank account right away.
After signing up for the Toss app, I want to open a Toss Bank account.
I want you to check my information.
It confirms that it is for my job and my account.
It confirms the purpose of the transaction and the source of funds for safe financial transactions.
Enter the password to be used for the Toss Bank account.
You will need to bring an identification card such as a resident registration card or driver’s license.
I take a picture of my ID and check the ID information.
Enter the bank where you can check your transaction details.
Enter the sender’s toss*** three-digit number from the statement in my bank account.
A passbook has been created.
Toss Bank Check Card Benefits
You can also make a Toss Bank check card right away.
You need a card with OTP function to transfer big money.
If you use a debit card, you get cashback every day.
If you use it well, you can earn up to 40,300 won per month.
This offer is valid until June 30, 22.
When used at convenience stores, coffee, hamburgers, taxis, or public transportation, 100 or 300 won will be credited once a day.
Unlimited 3% savings are available for overseas payments.
How to cancel Toss Bank limit account
In Toss Bank, if you create a new account, you can send up to 2 million won per day.
You can increase the remittance limit by closing the limit account.
Go to Toss Bank and click the gear in the upper right corner.
Under Account Status, click Cancel Limit Account.
If you agree to the Terms of Public My Data, you can increase the remittance limit without submitting documents.
The limit-limited account was easily terminated.
If you do not agree to Public My Data, it is possible to submit supporting documents.
How to get daily interest from Tossbank
Toss Bank can be used for just one day
You can receive interest at 2% per annum up to 100 million won, and 0.1% per annum for amounts exceeding 100 million won.
And you can earn interest every day until the end of the year.
You can borrow interest on the principal.
You can receive the interest accumulated until yesterday by receiving it now.
Small but precious interest is accumulating.
The interest receiving function will continue until December 22
The schedule may be changed according to Toss Banking circumstances.
#Parking passbook #Toss #Toss banking #Open account #Check card #Closing limit limit account #Receive interest now
Creating an account is not easy these days.
After making one, the bank notes and securities companies are integrated for 20 business days.
I can’t create an account.
In the past, I used to make several a day.
You look like an old person haha
Anyway, I’m managing my account well these days.
to keep it from disappearing
I think it’s one of the techniques of re-tacking~
This time, I tried to open an account with SC First Bank.
I have a tip for you.
Usually a credit card company gives you cash.
are everywhere
Bank non-face-to-face deposit and withdrawal passbook
You just make it at the bank or make it non-face-to-face with an app~
However, to create a non-face-to-face account
There are places that give you 10,000 cash points.
This is Toss Bank.
If you open a non-face-to-face account with SC First Bank at Toss Bank,
Earn 10,000 points!
And if you keep a balance of 5,000 won for one month
One month free Disney pass
I just made it and got points right away.
True~ If I have one TMI left
Why did I open a SC First Bank account?
Later, if AdSense is approved, and if Google receives advertising fees,
I like the first bank foreign exchange account.
So, I made it to open a Hanwha account in advance.
Then I will tell you how to make it.
Go to the Toss app
Click “All” with three lines in the lower right corner
The entire menu appears.
From here, click Account > Create Account.
Go to account creation
By securities account, deposit and withdrawal account, and savings account
There are events with various benefits.
I go to SC First Bank, the bank account for deposits and withdrawals from here.
There is a guide to interest rates and various benefits.
Interest rate is about 0.6% per annum
And here are the details of Disney passes.
You can receive it as long as you keep the balance of 5,000 won by the end of the subscription month.
Anyone who has always been curious about Disney
If you want to show your babies only one month during vacation,
I hope you can use it well.
Vacation is a very important event (?) for mothers~
From here on, just do
Just like any other non-face-to-face account opening
Enter your personal information and proceed in order.
Opening hours are open on weekends and holidays
I think it’s possible to open between 9am and 21:00.
However… the app feels a bit outdated
Proceed with patience
The ID recognition part is too slow and dull
Even if you take your ID
All entered manually.
And at the end there is a process called additional authentication,
After authentication, you will receive a message like the one below.
(It will take some time. About 3 minutes?)
Go to the URL written in the text and enter your account password.
After entering the password, a screen will appear stating that this has been completed.
So now it’s done…
This account is for online use only.
I wonder if I can convert it later when I create a foreign currency bankbook?
I made it in advance with my heart.
I hope the day will come when I go to open a foreign currency account soon.
Then you should check the toss bank points too!
That’s how you get 10,000 points.
Toss Bank points can be exchanged for cash right away if you exceed 5,000 points.
I have to switch today.
The point is that interest is not charged.
On October 5th, Korea’s third internet-only bank, Toss Bank, started operations. Toss Bank gained popularity because of its 2% annual deposit and withdrawal without conditions and the current loan windows of most commercial banks were blocked. I was also able to sign up on October 8th after receiving 400,000 waiting tickets.
We started promoting the 2% annual deposit/withdrawal interest rate as a point.
In fact, it is only a matter of time for the magic of loan regulation to spread to Toss Bank, so if interest business becomes impossible, there is an observation that it will be difficult to provide a 2% interest rate. haha
In fact, the 2% interest rate is an interest rate that does not come out well even with savings accounts.
It will come out if you follow the various preferential conditions well, but I think 1.5% is normal as long as there are no conditions like the deposit and withdrawal account of Toss Bank.
While other companies usually offer up to 100 million won at a time and around 500 million won a day, it was surprising that it was up to 1 billion won at the time of OTP registration.
So far, there are no fees whatsoever.
The signup process was not captured, and it was no different from other banks.
However, the terms and conditions seemed to be few, and identification of ID was relatively easy.
Also, I was able to apply for a card at once.
In addition, it was impressive that it was possible to add it to Samsung Pay at the same time as issuance and before delivery.
Upon issuance, the existing Toss money is converted into a Toss Bank passbook.
Toss recently declared completely unlimited remittance fees, which is also part of the establishment of Toss Bank.
In the past, as a fintech company, it was a fintech company and made profits by receiving commissions from sending it. Now, if you attract Tosbank customers and provide open banking services like other financial companies, you will be a little free from the commission. “We are now commission-free!” I think it’s something that can be done.
Also, from Toss’s point of view, “there is no fee, but if you create a Toss Bank account, there is no limit of 2 million per day!” You can also do sales.
I applied on the 8th and received it on the 13th, so I got it sooner than I thought. You can receive it within 19 days from Toss! However, there seems to be regional variation due to the issuance volume.
There is only the logo on the back.
It is designed in a calming black color.
It’s called New Sticker… but this one didn’t get a good review. At least a casper emoji?
There are many people who complain that there is more to throw away.
We are emphasizing that this is a new bank.
To match the purple green color, the front of the card is purple and the background is green.
There is not even a common terms and conditions manual.
The back is also green, and as advertised, the silver Mastercard logo is included.
I heard that the Mastercard logo was updated once and the English logo was not included, but it is in the Tossbank card.
If you do not have a card number, you have to go to the Toss app and check the card number to register a pay.
It’s fine in terms of design and security, but it’s a bit disappointing. Was it made so as not to forget about the expiration date (…)
The front is engraved with Toss Bank.
I gave a slightly fine design point as a point, but it looks like an SD card slot (…)
Card registration is done through NFC.
This is the smartness of internet banking! Is this…?
Toss Bank’s OTP is