청춘대로 톡톡카드 KB Kookmin Youth Avenue Tok Talk Card 20s 30s

It is said to be the No. 1 card issued online in 20 years..I was issued in 21, very late…
You can choose a design by applying online!
I made it red, is it really pretty????????
After choosing it, I regret it a lot, but the real thing is prettier than I thought.

This card has so many realms.

① Cafe/Bakery 청춘대로 톡톡카드
② Eating out
③ Communication
④ Bus, subway, taxi 이베이스매뉴얼
⑤ Easy payment (Naver Pay, Kakao Pay, Samsung Pay, etc.)
⑥ Shopping, Movies, Convenience Store, Gas, Hypermarket, Leisure, Culture, Beauty
청춘대로 톡톡카드

If you want to see the details, you can go here.

★Based on the previous month’s performance of 300,000 won★ There is.

Although there are many areas
⑤ Simple payment can be linked to all areas, but the monthly discount limit is 5,000 won.
The benefit of payment using pay is 5,000 won in all areas.
The problem is that there is no maximum amount per performance area, the maximum is 5,000 won
Leisure, culture, beauty .. This is just a light apricot.. Before that, the limit is reduced by using something else.

① Starbucks has a 10,000 won limit in the cafe/bakery area
There is a 50% discount, so it would be nice to link this with pay
Useful if you like Starbucks

②In the eating out area, in the burger/fast food area
There is a limit of KRW 5,000 discount on its own
So I used it well with 20% + pay 10% when eating Burger King..
Burger King delivery starts at 13,000 won, so it’s about 2600 off.
Isn’t it aimed at students like me who like hamburgers?

③+④ There is also a limit of KRW 5,000 attached here.
Mobile communication + transportation cost discount, so it is ambiguous for the purpose of communication cost discount
It feels good to use it for the purpose of discounting transportation costs


===============Review=============
I didn’t know that it was the 2nd card…
★★★★★ Discounted amount is not based on performance
=> I expect this part to be the same for other cards
So, considering the maximum limit of 5,000 won when receiving a discount,
I have to write .. I scratched it without thinking
For example, even if you scratch 80,000 won and receive a discount up to the remaining 1,000 won, it won’t be recognized… Real experience… detail…
That is why you have to be very careful when building up your performance !
Otherwise, a large amount of money may not be recognized.
If you pay attention to that

Starbucks 5,000 + hamburger area 5,000 + mobile communication/transportation 5,000 + pay 5,000
I think it’s a pretty useful card.
Maximum discount, minimum consumption, even if you spend thrifty, you have to spend at least 200,000 won

Again, I emphasize…
★ Pay discount is not recognized !!


Performance recognition is from 1 to 30 (31) of that month.
★ It is good to set the payment due date well.
I am vaguely on the 11th and 11th, so even if I spend 1 million won
It was difficult to get 30 results.

★ Unless you spend like crazy..
I think this card is suitable for young people.
A person who spends about 50 to 60 a month..?

But the part that makes me angry that I spend 100 million won each on what I do…
KB National Youth as Tok Tok Card Designer Supported and Created!
hello
One of the most popular Kookmin cards today!
I am going to introduce you to the card that you can see on the main screen even if you access the Kookmin Card website.
It’s a Tok Tok card just like youth.
But unfortunately, they said that the Tok Tok card is a card that cannot be issued by a designer for some reason.
BUT! Who am I? I found out how to make a Tok Tok card designer like my youth.
I’ll explain how!
Like I said, the Tok Tok card is a card that cannot be issued by a designer.
Among the cards that can be issued by a designer, cards with similar benefits are issued first.
You can receive a subsidy from the designer on condition that you use more than 300,000 won per month for 6 months.
After 6 months after receiving the subsidy, you can exchange it for a Tok Tok card as you wish and you are done!
If you only hear that the designer cannot issue it and issue it through a bank, website, or customer center
It’s going to be really bad.
Here’s a good way
You should be sure to issue a replacement
Be sure to benefit from the designer’s cash assistance!
It’s really nice because the subsidy is also processed at the same time.
Even if you use the Tok Tok card as a youth for 6 months, you can accumulate points and add up the discounted amount.
It is beneficial in many ways because the amount of subsidy supported by the designer is much higher!
If you are new to Kookmin Card
After receiving a generous amount of support from the designer, after 6 months, the Tok Tok card itself benefits as well.
Wouldn’t this be a good tip after receiving it?
So, be sure to receive the subsidy and proceed with the issuance of replacement!
Why is the Tok Tok card so popular with youth?
I will also explain the benefits of the card ^^
This card is a sniper card in the 20s and 30s.
The benefits are really easy to configure.
Starbucks 50% billing discount – Monthly discount limit of 10,000 won
Burger/fast food industry (McDonald’s, Burger King, Lotteria, Shake Shack, etc.) 20% claim discount – Monthly discount limit of KRW 5,000
Simple payment (Samsung Pay, Naver Pay, Kakao Pay, KB Kookmin App Card, etc. for all simple payments used online/offline) 10% billing discount – Monthly discount limit of KRW 5,000
10% discount on public transportation, taxi/mobile communication charges – Monthly discount limit of KRW 5,000

Let me give you an example
When you use 10,000 won as a simple payment at Starbucks
50% discount at Starbucks (5,000 won) + 10% discount for easy payment (1,000 won) You can get a total of 6,000 won off
It is deducted from each monthly discount limit.
So, 50% off Starbucks, the limit is up to 10,000 won.
You have to pay more than 20,000 won a month to receive a monthly benefit of 10,000 won (Ice Americano is 4,100 won based on a tall size, so you can eat more than 5 cups)
In the burger/fast food industry, you have to spend 25,000 won to get a monthly discount of up to 5,000 won.
10% discount on public transportation and taxi/mobile communication charges
If you spend only 50,000 won per month for public transportation and taxi combined, or if you spend only 50,000 won per month with automatic communication fee debit, you can get a 5,000 won discount.
For your reference, telecommunication costs are exclusive of combined products, except for thrift phones, and you can get a discount by making a direct debit.
Easy payment discount benefits are applied in duplicate.
So, to summarize, I eat at least 5 cups of Americano at Starbucks per month.
I spend 25,000 won a month at McDonald’s Burger King Lotteria Shake Shack, etc.
If you spend more than 50,000 won on public transportation + taxi or communication
I recommend it to people who use simple payment a lot!

in my case
I’m not good at fast food.
Starbucks 10,000 won per month
Easy payment 5,000 won
If you receive a discount of 5,000 won in telecommunication expenses
You can benefit from 20,000 won per month!
Since the previous month’s performance was only in the 300,000 won section, there is no burden on the previous month’s performance.
I think it’s popular with people.
Don’t be issued a Tok Tok card like a youth.
Issued through a designer I recommend
Get a subsidy and get it issued!^^
I was very happy that the issuance process was handled neatly.

In the photo below, if you pay for everything such as bakery, movie, convenience store, gas, etc., please refer to the 10% discount as the limit is 5,000 won!
If I collect only the credit cards that I have made and canceled so far, there will probably be more than 20.. As a result of using them over and over, the consumption pattern and amount are fixed, so the cards are actually there. Still, as long as there is an annual fee, I can’t help but compare it.

Among the cards that cost between 300,000 and 400,000 won, I brought three of them as a ‘discount type’ among the ones I used and the ones I studied hard.
*If you spend more than 500,000 won to 600,000 won, please find another card with more benefits.


Samsung card tap tap O
Lotte Card Like Kit Fun+
KB Kookmin Youth Avenue Talk Talk Card


Let’s find out the detailed benefits of each card.




Samsung card tap tap O
Monthly performance over 300,000 won
Annual fee KRW 10,000 for domestic/overseas use

When you select an option package according to your lifestyle, you can earn a payment day discount (billing discount) or big points by industry.
– Shopping 7% discount on payment day and 1% accumulation (limit condition: 5,000 won per month)
– Coffee 30% or 50% discount on payment date (limit condition: 10,000 won per month)

※ Option package can be changed every month through Samsung Card taptap App, and changes are automatically reflected on the 1st of the following month

Where to use
– Open Market: G Market, Auction, 11st Street
– Social commerce: Coupang, Timon, Wemakep
– Trendy Shop: Convenience Store, Olive Young, Trendy Fashion (Uniqlo, Zara, H&M, 8SECONDS)
– Starbucks: Starbucks
– Coffee shops: Starbucks A Twosome Place, Caffe Bene, Tom N Toms, Coffee Bean, Angel-in-us, Holly’s, Pascucci, Artizee, Paul Bassett

CGV and Lotte Cinema movie tickets Discount of KRW 5,000 on payment of KRW 10,000 or more (billing discount)
– Provided for the month of issuance + 1 month regardless of the amount used in the previous month (included in the usage limit 12 times a year)
– Provided once a day, twice a month, 12 times a year (yearly basis: 1.1~12.31)

10% discount on the payment date (billing discount) when connecting a mobile communication fee automatic payment card
– Discount destination: SKT, KT, LG U+ automatic payment case
– Discount limit: 5,000 won per month
– Provided for the month of issuance +1 month regardless of the amount used in the previous month

Public transportation and taxi 10% discount on payment day (billing discount)
– Public transportation: Bus, subway (provided when the deferred payment function is selected, excluding intercity and express buses)
– taxi
– Discount limit: 5,000 won per month
– Up to the month of issuance + 1 month, regardless of the amount used in the previous month


※ personal opinion

It is the most convenient card for beginners in their 20s and office workers in their early to mid 30s who use public transportation. Remember that public transportation and mobile phone bills must be at least 50,000 won in order to receive a full discount of 5,000 won. Once these two requirements are not met, the basic discount of 10,000 won is missed. In addition, if you buy coffee frequently, use the open market frequently and watch movies, you can get a discount as much as +∝, so it is good to know your consumption pattern and get it issued.