Since the Bank of Korea raised interest rates, more and more products with better interest rates are coming out. Among them, products with high interest rates are gradually emerging. 1 Among the installment savings in the financial sector, we will divide them into regular savings and voluntary installment savings and organize them by products with high interest rates. Let’s try to save hard!!
1. Regular deposit
VIP-Photo
VIP photo
In the case of a fixed-term installment installment savings account, it is an installment savings method in which a fixed amount is paid on a fixed date during the contract period. If the amount is paid on the designated date every month based on the date of subscription, a recurring period is added, and if the deposit is delayed, the maturity date may be delayed or a lower interest rate than the fixed rate may be applied. In case of payment delay, it is necessary to check because it is different for each product.
1.1 Criteria for the highest preferential interest rate
The highest preferential interest rate is the highest interest rate that can be received under certain conditions. In fact, there are products that are difficult to obtain the highest interest rate, so please check the product directly and check it before signing up.
(Maturity of installment savings is 12 months)
Bank product name Highest preferential rate (simple interest rate %)
Jeonbuk Bank JB Card Investment Savings Savings (regular installment) 6.00
Standard Chartered Bank SC Happiness Installment Savings 3.60
Hana Bank home-preparation double installment 3.30
Woori Bank 20 years old Woori Installment Savings (fixed amount, free) 3.20
Jeju Bank The Coveted Installment Savings 3 2.90
BNK Kyongnam Bank Main Transaction Premium Installment Savings 2.85
SH Suhyup Bank Sh lifelong stock transaction preferential installment savings account 2.80
SH Suhyup Bank Sh Marine Plastic Zero!
Woori Bank Woori SUPER Main Transaction Installment Deposit 2.60
SH Suhyup Bank Hey installment savings (fixed installment) 2.50
Woori Bank WON Installment Savings 2.50
1.2 Basic rate standard
The basic interest rate is the interest rate that is applied immediately after signing up without any additional conditions.
(Maturity of installment savings is 12 months)
Bank Product Name Base Rate (Simple Interest Rate %)
Standard Chartered Bank SC Happiness Installment Savings 3.30
Woori Bank Won Installment Savings 2.30
Woori Bank 20s Woori Installment Savings (fixed amount, free) 2.10
SH Suhyup Bank Sh Marine Plastic Zero!
KB Kookmin Bank KB 1 Konomi Smart Installment Savings 1.75
Kwangju Bank Solsolhan My Cool Installment Savings 1.65
SH Suhyup Bank Sh lifelong stock transaction preferential installment savings account 1.60
Standard Chartered Bank First Household Installment Savings 1.60
SH Suhyup Bank Hey Installment Savings (fixed installment) 1.60
KB Kookmin Bank KB My Own Installment Savings 1.55
2. Autonomous installment savings
Piggy Bank – Coins
piggy bank and coins
In the case of a free installment savings account, deposits can be made at any time as an installment savings account without a designated date, unlike regular savings accounts. It can be done several times a month, and there is no limit to the number of times. Instead, there may be quarterly or total payment limits. This is also different for each product, so please be sure to check.
2.1 Standard for the highest preferential interest rate
(Maturity of installment savings is 12 months)
Bank Product Name Base Rate (Simple Interest Rate %)
Shinhan Bank Shinhan Hello, Nice to meet you Installment Savings 4.20
Jeju Bank jBANK Savings savings account 3.30
KB Kookmin Bank KB My Fit Installment Savings 3.20
IBK Industrial Bank of Korea IBK D-day installment savings (free installment) 3.00
Jeonbuk Bank JB PLUS YOUNG Installment Savings 3.00
KB Kookmin Bank KB Companion Happiness Installment Savings 2.90
Jeju Bank The Coveted Installment Savings 3 2.70
KB Kookmin Bank KB Young Youth Installment Savings 2.65
Shinhan Bank Beautiful Courage Installment Savings 2.60
Shinhan Bank Shinhan R.Sol Installment Savings 2.60
Hana Bank Hana One Q Installment Savings 2.60
Woori Bank’s first salary Woori Installment Savings Account 2.60
DGB Daegu Bank My Bonus Savings 2.60
Woori Bank 20 years old Woori Installment Savings (fixed amount, free) 2.60
2.2 Basic interest rate standard
(Maturity of installment savings is 12 months)
Bank product name Highest preferential rate (simple interest rate %)
Woori Bank Won Installment Savings 2.30
Woori Bank 20s Woori Installment Savings (fixed amount, free) 2.10
K Bank Code K Free Savings 2.10
NH Nonghyup Bank e-interest rate preferential installment savings account 2.01
Shinhan Bank Shinhan Smart Installment Savings 2.00
SH Suhyup Bank Sh Marine Plastic Zero!
Kakao Bank Kakao Bank Free Savings 1.90
DGB Daegu Bank My Bonus Savings 1.80
KDB Industrial Bank KDBdream Free Installment Savings 1.75
NH Nonghyup Bank Law Love Plus Installment Savings 1.71
A product with a high interest rate is good, but there are some difficult parts to get the highest interest rate, so it seems best to select a product according to the conditions that you can do best. Hope you find the product that suits you.