장병내일준비적금 계산You can calculate the maturity savings amount using the three details below.
– Monthly savings amount
– bank interest rate
– Accumulation period
The amount saved each month is up to 400,000 won. The limit for one bank account is 200,000 won, and you can sign up for two accounts, for a total of 400,000 won.
Check the interest rate of the product (Soldier Tomorrow Preparation Savings).
As shown below, preferential interest rates are provided depending on the bank, so your interest rate may vary slightly and is calculated by adding the 1% interest subsidy from the country to the applicable bank product interest rate.
Industrial Bank of Korea Military Tomorrow Preparation Savings Preferential Interest Rate
It is between 6 months and 24 months, and the maturity date is the expected date of discharge. For the expected discharge date, please refer to the discharge date calculator.
① Calculation of principal and interest
It is convenient to simply use a savings calculator to calculate the principal and interest, but since it is calculated all at once in the military savings calculator below, we will skip it. You can calculate the maturity savings amount using the monthly savings amount, number of months, and interest rate.
② Calculation of matching support amount
33% of the principal and interest paid in 22 years and 71% of the principal and interest paid after January 1, 23 are supported. It is planned to be 95% in 2024.
③ Summation
The sum of the principal + interest amount calculated in number 1 and the matching support amount calculated in number 2 becomes the expected maturity amount.
[Calculation example]
Bank interest rate: 5% per annum, 400,000 won saved per month, if paid for 18 months from July 22 to December 23
– 2022 principal and interest: KRW 2.442 million + subsidy KRW 805,860
– 2023 principal and interest: KRW 4.956 million + subsidy KRW 3,518,760
– Total 11,722,620 won
※ If you only want to calculate the principal and interest, you can use the Naver savings calculator as shown below.
You can use the Soldier Tomorrow Reserve Savings Calculator to calculate the maturity amount of your military savings.
Enter the monthly savings amount①, bank interest rate②, and the number of savings months for 22 to 24 years③. The reason the periods are divided is because the matching subsidy varies from year to year.
The 24-year matching subsidy is 400,000 won when you pay 400,000 won.
Military savings calculator➡
▼ After calculating, you can check the result as below.
The military savings maturity amount at the top is the expected final maturity receipt, and below is the calculation process.
The principal and interest for each year includes the bank interest rate plus 1% subsidized interest and principal, and the amount including the matching subsidy for each year is also listed at the bottom.
▼ If you are calculating the matching support only based on 2023, you can calculate it by adding all the months in 23 as shown below.
We learned how to calculate the maturity amount of the Soldier Tomorrow Preparation Savings Savings and easily calculated the maturity amount of the savings using the 2023 Military Savings Calculator. Every year, the matching subsidy will increase and the military salary will also increase, so please make full use of the national subsidy.
How much is the 2023 military salary?
Let’s learn about how to calculate how much your 2023 military salary will be and the military salary calculator. In the military salary post, I mentioned the military salary for 2023, and in the soldier tomorrow preparation savings post, I mentioned military savings matching.
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