자동차 환급금 조회 Explanation of inquiry and refund method for unrefunded car bonds

자동차 환급금 조회If you purchase a bond, you can get it back in a few years.
Today, we will tell you how to check your car bond refund and get it back.

Car bond unrefunded

When purchasing a car, it is mandatory to issue local development bonds. Let’s find out what a regional development bond is.

regional development bonds
– These are bonds issued by local governments in each region. A bond is the right to lend money and receive interest. Each local government borrows money in the form of bonds in return for helping you register your car.

It is returned with interest after 5 to 7 years, but it is not returned automatically and must be applied for directly.
This bond can be refunded starting 5 years after purchasing the car, with a statute of limitations of 10 years for the principal and 5 years for the interest. Therefore, if you miss the refund period, you will not be able to get a refund.

Previously, it was possible to receive payment of unrefunded automobile tax bonds by visiting the bank in each region in person.
However, starting in March 2022, you can easily check and request a refund online or through an app.

Since the applicable bank is different for each region, checking with the bank is a priority.

Bond issuing banks by region

The method explained below is to apply after checking on mobile or PC. Each bank is different.

Shinhan Bank

Click the text and button below to move automatically.

Shinhan Bank Android Application

Shinhan Bank iPhone application

Go to Shinhan Bank

① Access Shinhan Bank app or PC homepage
② Menu – Click on Open Recruitment
③ Check bond refund amount
Nonghyup Bank

Click the text and button below to move automatically.
Nonghyup Android Application

Nonghyup iPhone application

Go to Nonghyup Bank

① Access the Nonghyup Bank app or PC homepage
② Top right menu – Access account management category
③ Click on Regional Development Bonds and view outstanding bonds
④ Apply for bond refund amount
Hana Bank
Click the text and button below to move automatically.

Go to Hana Bank Android

Go to Hana Bank iPhone

Go to Hana Bank

① Access the Hana Bank app or PC homepage
② Bottom right menu – Click utility bill category
③ Click to view local development bonds
④ Check the bond refund amount and apply for the refund amount
Busan Bank
Click the text and button below to move automatically.
Go to Busan Bank Android

Go to Busan Bank iPhone

Go to Busan Bank
① Access the Busan Bank app or PC homepage
② Menu at the top right – Click the utility bill category
③ Click on Maturity Bond Repayment
④ Payment after application for car bond refund
What if bond inquiry is not possible?
In cases where the car bond cannot be viewed, it is because the bond was sold immediately after purchasing the car.

If you purchase a used car, the car dealer will usually transfer the title. At this time, for the convenience of the buyer, the purchased bonds are sold immediately at a discounted price.

We learned about car bond refund inquiry.

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