자동차채권 환급금 조회 Who cannot receive a car refund even if they inquire about it? (ft. How to apply)

자동차채권 환급금 조회ㅣ Gyeonggi, Ulsan, Gangwon, Chungbuk, Chungnam, Jeonnam, Gyeongnam, Gyeongbuk, Jeju, Changwon: Nonghyup Bank ㅣ
Utility bills – Regional development bonds – Inquiry/repayment of outstanding bonds

ㅣ Seoul, Incheon: Shinhan Bank (mobile inquiry only) ㅣ
Menu > Utilities > Public institution bonds > Maturity sales > Inquiry and application for unrefunded automobile bonds

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Car refunds ranging from KRW 800,000 to over KRW 2.4 million will be refunded. If you don’t receive it, you’ll lose out!

When we purchase a car, we are required to purchase ‘regional development bonds’ or ‘urban rail bonds’. The purchase amount of this automobile bond varies depending on the buyer’s address, the vehicle’s engine displacement, and its intended use.

■ Automobile refunds usually account for 4% to 12% of the vehicle value.
■ It is standard to get it back about 5 to 7 years after purchase.
■ Car refunds can range from a minimum of 800,000 won to a maximum of 2.4 million won or more.
■ Individuals must apply separately

[Caution] Car refund expires 10 years after purchase!

1. If the buyer selects ‘bond discount’ at the time of purchase
When purchasing a car, there is an option to ‘purchase’ or ‘discount’ the bond. If the vehicle owner selects ‘bond discount’, it will be sold to bond buyers at the vehicle registration office, and the owner will not have a bond.

2. When administration is delegated to a branch dealer at the time of purchase
The process of purchasing a vehicle is full of hassle. It is usually easy to entrust administrative duties, such as processing registration tax, to dealers or branch employees, but if administrative duties are delegated, dealers often sell bonds directly at the window, so no bonds are created for vehicle owners.

3. If 10 years have passed since the date of purchase of the vehicle
If more than 10 years have passed since the date of purchase of the vehicle, the statute of limitations is considered to have passed, and unfortunately, you will not be able to recover principal and interest.

If you are confused about whether or not you are eligible for a car refund, we recommend that you first check the refund amount online. To receive a car bond refund, you can mostly apply through the internet or mobile phone. Please refer to the information below to check and receive your refund according to your region of residence.

ㅣGyeonggi, Ulsan, Gangwon, Chungbuk, Chungnam, Jeonnam, Gyeongnam, Gyeongbuk, Jeju, Changwon: Nonghyup Bankㅣ
Utility bills – Regional development bonds – Inquiry/repayment of outstanding bonds

>> Check Nonghyup Bank

ㅣSeoul, Incheon: Shinhan Bank (mobile inquiry only)ㅣ
Menu > Utilities > Public institution bonds > Maturity sales > Inquiry and application for unrefunded automobile bonds

>> Check Shinhan Bank

ㅣBusan: Busan Bankㅣ
Payment of utility bills – Public bonds – Repayment of bonds at maturity

>> Check Busan Bank

ㅣㅣGwangju: Gwangju Bank ㅣ
Utility fees/admission tickets – Gwangju Metropolitan City regional development bonds – Inquiry/redemption of outstanding bonds

>> Check Gwangju Bank

ㅣJeonbuk:Jeonbuk Bankㅣ
Taxes/utilities – Regional development bonds – Inquiry/repayment of outstanding bonds

>> Check Jeonbuk Bank

ㅣDaejeon, Sejong: Hana Bankㅣ
Utility charges – local development bonds

>> Check Hana Bank

We have informed you of the reasons for the occurrence of car bond refunds, cases of people who do not receive car refunds, and even how to inquire. In the case of these refunds, it would be convenient if the government paid them on their own, but since the minimum refund amount is 800,000 won, please make sure to check and make sure you do not miss out.

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