예가람 저축은행 주부대출Yegaram Savings Bank’s Live M loan product is a suitable financial option for those who want a quick and easy loan. Although there are various products, Live M loans are especially popular because they are easy for users to access. In this post, we will take a closer look at the interest rates, limits, and conditions of Live M loans.
The Live M loan provided by Yegaram Savings Bank is designed to meet various financial needs of individuals. This product can be used by various occupations such as office workers, self-employed people, and housewives, and it is especially attractive for housewives that they can apply for loans without proof of income.
The interest rate of Live M loans varies depending on several factors. Credit rating, loan amount, and loan period affect the interest rate determination, and it is generally applied in the range of 15.7% to 19.9% per annum. The higher the credit rating, the more favorable the interest rate can be provided.
The loan limit varies depending on the applicant’s credit status and income. The minimum loan limit for Live M loans is 3 million won, and the maximum limit is up to 80 million won. However, please note that the maximum limit for housewives is 5 million won.
In order to apply for a Live M loan, you must meet some basic requirements. Applicants must be individuals aged 20 or older and have a NICE credit score of 350 or higher. In particular, housewives who have difficulty proving their income can also apply for this product, which is helpful to many customers.
The required documents to prepare when applying for a loan are as follows:
The repayment method of Live M loans is equal installment repayment of principal and interest. This method is a method of repaying a fixed amount every month during the loan period, which is advantageous for financial planning. The loan period can be selected from a minimum of 12 months to a maximum of 120 months (10 years).
If you wish to repay the loan early, a 1.9% early repayment fee will be charged if you repay within 24 months. However, the early repayment fee is waived after 2 years, so it is important to set up a repayment plan that suits your situation.
The biggest advantage of Live M loans is the easy loan application and quick approval process. With the mobile application of Yegaram Savings Bank, you can easily apply for a loan anytime and anywhere, and the loan amount will be deposited within a short period of time after application. In addition, consultation is available 24 hours a day, so you can inquire at any time if necessary.
Many users have left positive reviews about Live M Loan. In particular, they show high satisfaction in that the loan process is simple and fast, and housewives can apply without proof of income.
We have compiled frequently asked questions about Live M Loan.
In conclusion, Yegaram Savings Bank’s Live M Loan is a quick and convenient loan service, and is a product that is especially helpful to housewives and users in various occupations. It is important to make a choice that suits your personal financial situation after fully understanding the loan conditions and benefits.
The loan interest rate varies depending on the customer’s credit rating, loan request amount, and repayment period.
The maximum loan limit is 80 million won, but housewives can borrow up to 5 million won.
The documents required for application include a copy of your ID and a copy of your resident registration, and housewives do not require proof of income.
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