Let’s learn about the conditions for unemployment benefits and how to apply. While working for a company, there may be instances where you will be fired for unavoidable reasons or recommended resignation. In that case, we will find out about the conditions for receiving unemployment benefits and how to apply for it until you change your job.
Unemployment benefit conditions and how to apply
Unemployment benefits-conditions-and-how to apply
What is unemployment benefit?
A system to help stabilize the livelihood of laid-off workers
Helps make a living by paying a small salary during the preparation period for re-employment
It is not a compensation for unemployment compensation or employment insurance premium payment.
A system that requires active re-employment activities due to involuntary resignation
However, there are situations where you can receive unemployment benefits even if you do not resign involuntarily, so it is essential to check the conditions and confirmation.
What are the reasons for leaving the company to receive unemployment benefits?
1. Is involuntary resignation only applicable to recommended resignation? No
In addition to the recommended resignation, you can apply for unemployment benefits for reasons such as the retirement of youth, the expiration of the contract period, or the inability to convert to a full-time job after the probationary period.
If you have to move due to marriage or your workplace takes more than 3 hours round trip, you can apply for unemployment benefits even if you resign voluntarily. )
2. Circumstances in which other unemployment benefits are available
Work contents different from working conditions, violation of the minimum wage, resignation due to non-payment of wages, etc. However, as evidence is required, it is necessary to gather data and evidence in advance. (ex. conversation contents, documents, commuting time, etc.)
If you have been sexually harassed or have been discriminated against on the grounds of union activities
Unemployment benefit conditions
Workers who have signed up for employment insurance for at least 180 days from the date of resignation
This is possible only if the period from the date of entry to the date of departure must be at least 180 days, excluding holidays (however, days on which weekly holiday pay is received are included in the enrollment period). There are many.
In addition, the first beneficiary must have at least 18 months of employment insurance subscription history. 실업급여 신청방법
tenure
The period of employment insurance subscription can be combined with the previous employer
Even if you involuntarily resign after failing to complete the 180 days, you can apply for unemployment benefits if more than 180 days have been added to the employment insurance period at your previous employer.
Even if you have a part-time job or a non-regular worker, if the 4 major insurances are deducted, the period of part-time work is also included. (However, it is possible to proceed quickly if you have received a document called a resignation confirmation letter from the previous employer.)
Reasons for leaving only the last job
When adding up the employment insurance period, the reason for leaving the last job is involuntary, regardless of the reasons for leaving the previous job.
Unemployment benefits – payments
Unemployment benefit payments
60% of the average wage before retirement * Number of days
Maximum upper limit KRW 66,000 / Lower limit KRW 60,120 (as of 2020)
The lower limit is 80% of the minimum wage for the year at the time of retirement * prescribed working hours
Short-term workers receive less unemployment benefits. Paintooth
The prescribed working hours are calculated based on the employee’s average daily working hours, not 8 hours.
* If you have difficulty calculating unemployment benefits, please use the unemployment benefit calculator at the Job Center.
Go to Employment Insurance Center Unemployment Benefit Calculator
number of days paid
1. Subscription period less than 1 year: 120 days
2. Subscription period 1 year or more but less than 3 years: 150 days
3. Subscription period 3 years or more but less than 5 years: 180 days
4. Subscription period 5 years or more but less than 10 years: 210 days
5. Subscription period 10 years or more: 240 days
* If you are over 50 years of age or disabled, from 1 year onwards, 30 days + will be added from this period
Unemployment benefits by situation
Example 1)
Mr. A, who worked part-time for 3 years. Can I get unemployment benefits if I quit my job, traveled for 1 month, and worked as a hands-on intern for 2 months? YES
The employment insurance period does not have to be consecutive, and if the place where you worked part-time was a place that provided the four major insurances, you can receive unemployment benefits.
Example 2)
Mr. B, who was a freelance academy instructor, was fired when the academy became difficult. Is it possible to receive unemployment benefits? Hold
In order to be eligible for unemployment benefits, the self-employed, sole proprietors, and freelancers must be enrolled in employment insurance in advance. In addition, since you need to maintain for more than one year to receive benefits, we recommend that you sign up in advance if you are self-employed, individual entrepreneurs, or freelancers.
Example 3)
While C was working as a contract worker at the company, she refused the company’s offer to convert to a full-time job. Will I still receive unemployment benefits as a reason for the expiry of this contract? NO
In this case, unemployment benefits cannot be provided because the reason for refusing to convert to a full-time employee at the company and working only until the contract period is determined as voluntary resignation.
Unemployment benefit application and payment procedure
1. Check the loss report on the Employment Insurance website after leaving the company
2. Report of loss must be completed within 15 days of leaving the company.
3. If the loss report is completed, you can apply for unemployment benefits.
4. Receive the confirmation of resignation in advance (If you do not receive the documents that can be issued prior to resignation, it may take a long time to request and receive it from the company later)
5. In order to add up the membership period, it is advisable to request the previous employers to process the resignation confirmation letter in advance.
Unemployment Benefits – How to Apply
Unemployment Benefit Application Process
1. After signing up for Worknet and registering for job search, listen to the beneficiary application training (required)
2. Visit the employment center having jurisdiction over your place of residence to apply for qualification
3. Receive the first training at the job center two weeks after the date of application
4. Payment of 7 days’ worth of job search benefits the day after training
5. Job-seeking activity certificates such as job application and training must be submitted every 4 weeks (28 days), but 28 days’ worth of job-seeking benefits are paid )
Precautions when applying for unemployment benefits
1. Prohibition of illegal receiving
Prohibition of false reports of reasons for resignation and submission of false job search activities
Restriction on unemployment benefit payment for 3 years in addition to recovery measures up to 5 times when caught
2. Reporting is required even if you find a job during the receiving period
Early re-employment allowance is paid when 50% or more of the receiving period (schedule) is left.
3. After involuntary resignation, you can work daily until you apply for unemployment benefits, but up to 10 days.
4. Unemployment benefits cannot be provided or benefited after one year has elapsed after retirement
5. If you do not attend on the date of recognition of unemployment, you cannot pay! However, if there are unavoidable reasons, the date of recognition of unemployment may be changed after submitting the reason.
6. If you are working part-time and daily work at the same time while receiving unemployment benefits, you must also report this part.