The long-awaited Casper has finally been produced. It says that the vehicle has been produced and is being moved to the delivery center. Now, when the transfer is complete, a guide for car payment will be announced, so I had to look for car installments in advance, so I looked into Samsung Card Direct Auto new car installments.
Samsung Card Direct Auto is recommended for such people!
Those who plan to pay off car installments in the middle!
Those with good credit
Those who use the installment payment quickly by mobile without documents!
If you fall into one of these three categories, it seems like a good system. 삼성카드 할부수수료
I did a Samsung Direct Auto search on Naver, and the installment amount for Casper purchase came out immediately. I’ve been looking to see if I can get this.
When you go to the homepage, you can click ‘New car installment’ at the top. Click on New Car Installment to proceed with the installment calculation. 이베이스매뉴얼
If you click on it, a box will appear where you can check the credit card installment quote first. Click on the credit card installment quote to proceed to the next step.
You need to click on the vehicle you plan to purchase or the vehicle with which you have a contract, and then click on the detailed model to get the price of the vehicle. That is how the installment process proceeds.
The vehicle price is automatically displayed and you are prompted to enter the installment amount. I was going to proceed with the installment of 13 million won. And there is a benefit of lump-sum payment in installments. It is said that it is a March event. If you deposit up to KRW 2.63 million, you can receive 1% cashback of KRW 26,300. I couldn’t afford it, so I just moved on. I’m sorry..
This phrase appears one more time. If you can’t afford it like me, click ‘Yes’ to proceed to the next step.
Then, by entering your name, resident registration number, and mobile phone number, you can check your credit and identify yourself. This is where you can figure out whether installment versus pooling is possible or not.
I… Sadly, it is said that it is difficult to apply for a credit card installment…
However, I proceeded with automatic installment rather than card installment. The mid-term installment payment is the same at 2.3%.
What is the difference between credit card installment and auto installment?
Credit card installments and auto installments have the same interest rate. However, there are no interim situation fees and handling fees for credit card installments. There is no handling fee for auto installment, but there is a prepayment fee. The commission is said to be between 1% and 2% working. There was nothing special about it.
Points to note!
If the loan amount is excessive compared to the situation, your personal credit score may decrease, so please do not use it excessively.
When you borrow 13 million won through auto installment, you get a total of 767,280 won at a 2.3% interest rate. And for 60 months, the monthly payment amount was 229,751 as it was. Here, I think that the prepayment fee is up to 2%, and if you calculate it, it will come out about 20,000 won more.
After confirming, write down your registration information and register your payment bank.
You will then be prompted to enter your card information. You need to register with Samsung Card to receive the installment payment, so you need to register with Samsung Card. You can also write your email address to receive the contract documents.
There are vehicle owner verification and financial consumer verification. I think you should write them in order.
When it is complete, you will receive a text message of your virtual card number. If it is the day of the vehicle payment, you can request a lump-sum payment at that time. And after receiving a new car, you need to enter the vehicle registration number again and register it on the site to complete all the work. I haven’t been able to register the vehicle registration number because the vehicle hasn’t been released yet. If the car comes out, I’ll post it with a picture in the comments later.
Unfortunately, I couldn’t use the credit card installments, but it seems to be limited to March, so if you are as much as possible, or if you are planning to purchase a new car, I recommend that you try Samsung Direct Auto. It is possible to lower the interest rate by less than 2.3%.
That is all.