무직자 대출 가능한 곳easy table of contents
However, the Internet is full of advertisements for ‘loans for the unemployed and delinquent borrowers.’ They lure unemployed delinquents as if it were easy to get money.
But the reality is different. This is because there are strict conditions, high interest rates, and even illegal demands.
Don’t be fooled by the money in front of you out of desperation, but make a wise choice by checking enough information.
I hope that this will be of some help to those who are unemployed and have delinquent loans by realistically informing them of places where they can get loans.
If you are unemployed and have a delinquent record, it is almost impossible to get a loan from a financial institution.
In situations where it is impossible to get a loan from a financial institution, unemployed delinquent borrowers use loans.
It is important to keep in mind that taking out a loan is not your last hope, but your last option.
24 Times Microfinance is a loan company for unemployed and delinquent borrowers that provides same-day loans anywhere in the country.
Learn more
Success Loan is a loan for unemployed and delinquent borrowers that can be loaned 24 hours a day, 365 days a year without a credit check.
Learn more
Good Loan boasts a high approval rate and satisfaction rate, and provides a quick and convenient loan service for the unemployed and delinquent borrowers.
Customers who find it difficult to get a loan due to expected borrowing or low credit rating
Customers who have difficulty proving income, such as the unemployed, housewives, and military personnel
Customers who need quick financing
Learn more
In a situation where commercial banks and high-interest loan companies are refusing loans, the unemployed and those who have delinquent debt are inevitably exposed to the risk of illegal private financing.
However, the government is supporting their financial recovery through ‘emergency small living expenses loans’ through the Korea Inclusive Finance Agency.
The Small Living Expenses Loan is a loan service for the unemployed and delinquent borrowers that allows anyone to receive support of up to 1 million won, regardless of credit rating or delinquency history.
Learn more
Applying for a loan is not easy for the unemployed and delinquent borrowers.
Even if you research and search through several financial companies, there is a high possibility that your application will be rejected, and it may be difficult to find a place where you can proceed easily.
In these situations, people are often tempted by illegal loan advertisements or texts.
However, wrong choices can lead to greater financial difficulties.
If you have too many debts to repay and are having difficulty repaying them, you can also use various debt adjustment programs such as the Credit Recovery Committee’s personal workout, personal rehabilitation, and personal bankruptcy.
The debt adjustment program is a government support system designed for people struggling with debt. It relieves the burden of debt repayment and helps unemployed delinquent borrowers get back on their feet.
Using a loan may seem like a short-term solution, but high interest rates and fees can actually make your finances worse.
For long-term stability, please also consider support systems such as government-backed loans and the Credit Recovery Committee’s debt adjustment system.
Reference site: Korea Inclusive Finance Agency
Comment
Save my name, email, and website in this browser for the next time I comment.
Δ
You cannot copy the content of this page.
