노란우산공제 대출Currently, the Yellow Umbrella Mutual Aid System is a social safety net for small business owners with approximately 1.5 million members. This is a system designed to enable small business owners to play the same role as workers in receiving severance pay. [Footnote: 1]
You can receive contract loans and interest-free loans, and have the advantage of receiving various tax deductions.
! For more information about the Yellow Umbrella Deduction Loan, please call ☎1666-9988.
Yellow Umbrella Credit allows you to receive a contract loan. A contract loan, for example, is a contract that allows you to receive a loan within the scope of the surrender refund amount when terminating an insurance contract, and the Yellow Umbrella Deduction is also a loan with a similar meaning.
Contract loans are generally used when money is needed urgently, and have the advantage of not being able to terminate the contract.
Yellow Umbrella Deduction-Introduction
In the Yellow Umbrella Deduction, the money paid over a certain period of time is called an ‘installment’. The loan limit for the Yellow Umbrella Deduction can be 90% after deducting the expected tax withholding from the cancellation refund when canceling the installment you have paid.
If you are delinquent by not paying your installments, you will not be able to receive a mutual aid contract loan, and the cancellation refund amount varies from person to person depending on the period of time you subscribed to the mutual aid contract. Additionally, the loan amount cannot exceed the total amount paid by the contractor and is paid in increments of 100,000 won.
! Loan limit according to application method
The loan interest rate is variable on a quarterly basis, and as of June 2021, the interest rate is calculated at 2.8%. The loan is automatically extended every year within the contracted period of Yellow Umbrella Credit.
The biggest advantage of the Yellow Umbrella Deduction Contract Loan is that it calculates and receives the amount of the ‘installment’ paid by the person, so it is convenient because there are no complicated separate procedures or screening, and it can be used when needed urgently.
This is a new interest-free loan launched in 2020. It is largely divided into ① medical loans and ② disaster loans, and there is no interest on the loans. If a member of the insurance policy is hospitalized for more than 5 days due to an illness or injury, he or she can receive a medical loan of up to 10 million won, and a person who has suffered damage from a disaster can receive an interest-free loan of up to 20 million won.
> See related news
> See related news
! Summary of interest-free loan conditions
To apply for a loan, you need the following documents:
> Download loan application form
> Download loan agreement
> Download refinancing loan application form
> Copy of ID card
Small business-small business-loan-application-example
You can apply for a contract loan in a variety of ways. There are four main methods.
① You can apply online at the Yellow Umbrella Mutual Aid website.
> Yellow Umbrella Mutual Aid website
② You can apply through the mobile app Yellow Umbrella.
> Install Yellow Umbrella Mutual Aid from the App Store
> Install Yellow Umbrella Mutual Aid from Google Play Store
Yellow Umbrella Mutual Aid – Mobile App – Installation Screen – Google – Play Store
③ You can visit in person and apply at the counter. You must bring your ID.
> Check regional headquarters address and contact information
④ You can call the call center and apply directly to a counselor.
> Yellow Umbrella Mutual Aid Call Center phone number ☎1666-9988
> Find a Yellow Umbrella Mutual Aid Counselor
How to apply for a loan – 4 ways
! It can be used similarly to the Minus Passbook, and repayment is also easy. For more information regarding the yellow umbrella deduction, please check the link below.
> How to cancel the Yellow Umbrella deduction early
> Check the Yellow Umbrella Deduction Hope Incentive
> Yellow Umbrella Mutual Aid Business Closure Support and How to Receive Deductions
> Check the yellow umbrella deduction for retirement income tax
> Check the yellow umbrella deduction for comprehensive income tax
> Check the yellow umbrella deduction year-end tax settlement
> Check the Yellow Umbrella Credit Rental Business
> Check yellow umbrella deduction pension savings
> Check the yellow umbrella deduction income deduction limit
> Check the Yellow Umbrella Deduction Entry Incentive
> Yellow Umbrella Deduction Deduction Payment Standards
> Yellow Umbrella Mutual Aid Welfare Plus Free Education
Yellow Umbrella Deduction-Loan
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