After opening an account at Kookmin Bank, you may have experienced that when transferring or withdrawing money through internet banking/smart banking, the transfer limit is set at a small amount, preventing you from transferring large amounts. This is one of the safety devices aimed at preventing bankruptcies when opening a new account. In order to lift the transfer limit restriction, you must first release (cancel) the Kookmin Bank limit-limited account. In the information below, we will learn how to cancel a KB Kookmin Bank limit account.국민은행 한도제한계좌 해제
※ [Table of Contents] Kookmin Bank account limit limit release
⊙ 1. Transfer amount to limited account ☜
⊙ 2. Preparing to lift the limit ☜
⊙ 3. Closing a limited account ☜
⊙ Kookmin Bank Frequently visited services/problem solving [Go] ☜
Source: Mingom2.tistory.com
Kookmin Bank limit transfer limit amount
▶ Find out about Kookmin Bank’s “transfer limit amount”
Did you know that when you open a new account at all financial banks, including Kookmin Bank, you open an account with limited limits for transfers and remittances? This is a policy to prevent damage to cannon accounts. The limit amount varies depending on the opening method, such as non-face-to-face/window visit. can. (different for each bank)
KB Kookmin Bank limited account “transfer limit”
Counter (withdrawal/transfer combined)
ATM
banking
withdrawal
transfer
internet banking
Smart Banking
Send rib
1 million won
300,000 won
300,000 won
300,000 won
300,000 won
300,000 won
Therefore, in order to increase or change the transfer limit, it is important to first determine whether your account is a limit account or not. To change the KB Kookmin Bank daily transfer limit, you must close the limit account. Kookmin Bank transfer limit amount is as above.
※ Kookmin Bank frequently asked questions/problems
How to increase/change transfer limit ☜
How to view/print transaction details ☜
How to apply/cancel automatic transfer ☜
How to cancel Kookmin Bank account limit limit
▶ How to cancel a limit account
Currently, in most financial institutions, deactivation of restricted accounts is done through a counter visit. KB Kookmin Bank also allows you to visit a nearby branch to cancel a limit account, but non-face-to-face cancellation is not possible. In addition, in order to cancel (cancel) a Kookmin Bank limit-limited account, you must prepare documents that prove the purpose of the Kookmin Bank account you opened. The required documents are as follows.
KB Kookmin Bank Financial Transaction Purpose Confirmation “Supporting Documents”
purpose of use
Required documents
salary account
▷ Proof of employment ▷ Salary statement ▷ Earned income withholding tax receipt
Pension receipt account
▷ Pension certificate (pension beneficiary confirmation, etc.)
business account
▷ Goods supply contract (invoice) ▷ Electronic tax invoice [Issue] ▷ Financial statement ▷ Value-added tax certificate
meeting account
▷ Member list ▷ Proof of meeting, including by-laws
Utility bill/management account
▷ Utility bill payment receipt ▷ Management fee receipt
▶ How to cancel a limit account
After checking the supporting documents, there are things you must know before visiting a KB Kookmin Bank branch. Even if you bring details such as salary stubs and utility bill (management fee) payment receipts as supporting documents for canceling a restricted account, you must have deposit/withdrawal details from the Kookmin Bank account (savings account) you wish to cancel. Please note that automatic transfers from other bank accounts are not recognized.
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※ Kookmin Bank frequently asked questions/problems
Inquiry/Find the nearest branch ☜
Find out business hours ☜
Find out about flexible stores ☜
Change Kookmin Bank transfer limit
▶ Changing the Kookmin Bank transfer limit amount
If you have completed canceling your KB Kookmin Bank limit account, you can use the transfer/withdrawal limit from KRW 1 million to a maximum of KRW 10 million depending on the type of security medium. Please note that in order to increase or change the transfer limit of 10 million won or more, you can significantly change the transfer limit by changing the transfer limit or issuing an OTP while the Kookmin Bank limit account is closed.
How to change Kookmin Bank transfer limit
Transfer limit
How to change transfer limit
Limit amount
Change amount
300,000 won
1 million won
Kookmin Bank limit account cancellation (cancellation)
1 million won
Up to the set maximum amount
Kookmin Bank transfer limit increase/change
1 to 10 million won
Up to 500 million
Mobile OTP issuance
Source: https://mingom2.tistory.com/1338 [Go to: Tistory]