The National Pension is a public pension system operated by the government. In general, it is a pension system that provides pension to the person or their surviving family members to enable them to live a basic life when income-earning activities are difficult due to old age or unexpected accidents or diseases. no see. Many people are curious about where and how much they have paid for their national pension, as well as their expected national pension amount. We will guide you today on how to check your payment amount and estimated receipt amount.
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How to check national pension payment amount
Access the National Pension Service (https://www.nps.or.kr/)
Personal authentication login (joint certificate login or simple authentication such as Naver, KakaoTalk, financial app, etc.)
Select ‘Subscription History Inquiry’, a submenu of the ‘Inquiry’ menu.
Check total national pension payment history, details, and expected pension amount
You can check your national pension payment amount by accessing the National Pension Service website and logging in with your identity verification. In the past, when logging in to public institutions or financial institutions, only joint certificates (formerly public certificates) were supported, so the places where access was possible were limited. However, these days, simple authentication is possible in conjunction with the widely used Naver app, KakaoTalk app, and financial apps. You can log in and easily search from the office, home, or mobile phone.
Below we will provide detailed instructions on how to check your payment amount.
Access and log in to the National Pension Service
National pension payment amount inquiry
Go to National Pension Service website
Subscription history inquiry menu
National pension payment amount inquiry
When you log in to verify your identity, you will automatically be connected to the ‘Personal Service’ screen. You can check the national pension payment amount by selecting the ‘Subscription History Inquiry’ menu, which is a sub-menu of inquiry.
However, if you are not automatically connected to the ‘Personal Service’ screen, please go to the path below and check your subscription details.
Select your favorite civil service service
Select Find out about my pension
Check subscription/payment details
Check the total amount of national pension payment
National pension payment amount inquiry
After signing up for the National Pension, you can check the total payment amount and number of months. You can also check overdue national pension premiums. Usually, national pension premiums and national health insurance premiums, which can be considered fixed expenses, are applied for automatic transfer or automatic credit card payment. If you pay/pay directly with a bill, etc., overdue payments may occur and you can check the overdue details on this page.
National pension payment amount inquiry
You can check the total payment amount and total payment months as well as pension insurance premium details. The national pension is proportional to the standard monthly income. On the details page, you can check the changes in insurance premiums depending on your income.
How to check the expected national pension amount
Access the National Pension Service (https://www.nps.or.kr/)
Personal authentication login (joint certificate login or simple authentication such as Naver, KakaoTalk, financial app, etc.)
Select ‘Expected Pension Amount’ in the ‘Inquiry’ menu
Similar to the national pension payment amount inquiry route above, access the National Pension Service website and log in to verify your identity. You can check the expected national pension amount by selecting ‘Expected Pension Amount’ in the ‘Inquiry’ menu of ‘Personal Service’, which is connected later.
Below, we will provide detailed instructions on how to check the expected receipt amount.
Log in after accessing the National Pension Service
National pension payment amount inquiry
Go to National Pension Service website
If you look at the ‘Inquiry’ menu on the ‘Personal Service’ page, which is automatically connected after logging in, there is an item called ‘Inquiry of expected pension amount’. You can select this item to see how much you can expect to receive in your old age pension.
National pension payment amount inquiry
The estimated old-age pension amount is divided into pre-tax and after-tax amounts. It provides general information, including the year and month of supply start and the expected total amount of insurance premiums to be paid.
National pension insurance premium calculation standards
Now that you have confirmed your payment amount and expected receipt, you may be wondering how insurance premiums are calculated. First, the standards for calculating national pension premiums are as follows.
Pension insurance premium = National pension subscriber’s standard monthly income * Pension insurance premium rate (9%)
The formula for calculating the standard monthly income is as follows.
Standard monthly income = Total income / Total number of working days * 30 days
As mentioned above, the standard for calculating national pension premiums is the standard monthly income. The standard monthly income amount is determined every July through the national pension total income report, and is determined by June of the following year.
Additionally, the standard monthly income has an upper and lower limit. It is adjusted every July in conjunction with the average rate of change in the average monthly income over the three years of all National Pension subscribers.
The upper and lower limits of the standard monthly income in 2023
Application period 2022. 7. 1. ~ 2023. 6. 30. 2023. 7. 1. ~ 2024. 6. 30.
Lower limit 350,000 won 370,000 won
Maximum amount 5,530,000 won 5,900,000 won
Above, we learned how to check the national pension payment amount and how to check the expected national pension amount. Through a simple identity verification login, you can check the insurance premiums you have paid so far, as well as the amount of old-age pension you will receive and the start date of receiving benefits. However, as mentioned above, the national pension premium is proportional to the standard monthly income. Therefore, insurance premiums also change depending on changes in income. Please note that the estimated receipt amount currently being viewed is based on the current date.