개인회생자 대출자격 What are the conditions under which personal rehabilitation loan qualifications can be changed to ‘low interest rate’? – Law Journal

개인회생자 대출자격Financial companies are moving their personal credit loans to corporate and collateral in a situation where it is difficult to launch new products as their ability to expand loan interest income due to interest rate cuts has decreased and they cannot increase loan size by more than 5% due to the total loan amount regulation compared to a year ago. Looking for direction.
Loan users are unable to take rational actions such as comparing interest rates due to the unfavorable situation of limited loan selection and the urgency to raise funds, and financial companies are increasing the screening standards for personal credit loans and reducing the loan size in a market situation where they select companies and products. This shows that selection is an important matter.
▲If you are using a high interest rate, change it to a low interest rate. If you have paid your personal rehabilitation repayment more than 20 times, you can use a product with a low interest rate starting from 17.9%. If you are using multiple loans, you can get an integrated loan that can be bundled into one place. You can utilize it. Since you can submit a ‘period shortening change plan’ only if you have no recent personal rehabilitation outstanding payments, it is a good idea to also use products for those who have not met the requirements and have not yet paid their personal rehabilitation debt.
▲Meticulous consultation through a specialized company Regarding important personal rehabilitation loans, an expert said, “Choosing a personal rehabilitation loan that suits you and reaping maximum benefits will help you avoid a crisis, so you must carefully research and decide.”
Personal rehabilitation loans are classified as special products, so it is important to inquire with a company specializing in personal rehabilitation loans.
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