Hello,
Today, I will give you information on recommending deposit products along with a parking bankbook interest rate comparison.
The Bank of Korea finally decided on the 24th to raise the benchmark interest rate to 3.25% and raised Korea’s benchmark interest rate for the sixth consecutive time this year alone as the U.S. interest rate rose.In particular, commercial banks’ interest rates have jumped to a maximum of 5.40% and are expected to rise further in the future.
commercial bank interest rate comparison deposit product recommendation
Comparison of interest rates at commercial banks on time deposits with base rate hikes (+ Installment Savings Rate Comparison)
Hello, due to the increase in the benchmark interest rate, interest in regular deposit products at commercial banks is growing.Therefore, today we will compare the time deposit rates of commercial banks and look at what products are good together.
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The parking account I’m going to introduce today is a deposit product, but it can be canceled at any time and you can receive interest at the promised interest rate.I’ll let you know why I have to choose a parking account deposit and which products have higher interest rates right away!
What is a parking account deposit?
In general, deposit products at commercial banks have to meet maturity for 12 to 36 months to receive interest at promised interest rates and tie them up for a relatively long time, but parking accounts can be terminated at any time and have the advantage of receiving interest at promised interest rates.
In particular, the reason for choosing a parking account deposit is that
It’s a shame to keep it in your bank account, and it’s a lot of money that you won’t touch, but you can benefit greatly when you feel burdened for 12 months.
When you want to be safe?
1. Parking bankbook in the financial sector
Both the 1st and 2nd financial sectors protect depositors of 50 million won per bank, but if you have to use the depositor protection system, the 1st financial sector is safer, so I recommend the 1st financial sector parking account to those who want to keep a large amount of money or prioritize safety.
1. The high-interest product in the parking account of the financial sector is K-Bank with a 2.70% interest rate.
2. High-interest products in the financial sector are up to 4%, which is a little disappointing because they are relatively low compared to this.However, it must be a great advantage to keep extra funds.
Next is the Korea Development Bank’s interest rate of 2.65%, Kakao Bank’s interest rate of 2.60%, and Toss Bank’s interest rate of 2.3%.
+ When you want a high-interest product?
2. I recommend that you choose a parking account in the financial sector.
2 If you are curious about the parking account product in the financial sector, please check the link below!
2. Summary of interest rate comparison in parking accounts of high-interest products in the financial sector
High-interest products Parking bankbook Interest rate Comparison Product Recommendation Summary
Hello, today, I summarized the total by comparing interest rates only with high-interest products among parking bankbook products.The parking account is a deposit product, but it can be terminated at any time and interest can be received at the promised interest rate.
blog.sooryeon.com
From the following, I will let you know the details of parking bankbook products in the financial sector 1.
Subject to subscription: Real-name individuals and individual business operators with bank accounts of up to 10 accounts per person
Deposit Type: Deposits that are freely transfer
Subscription amount: Up to 300 million won.
subscription period: unlimited
Interest Rate: 2.70%
Interest Payment Dates: Fourth Saturday of each month
Subscribe to K-Bank Plus Box.
Subject to join: Residents with real names and citizens aged 17 or older
Subscription Amount: Unlimited
subscription period: unlimited
Applicable interest rate: 2.65%
Interest Payment Dates: Fourth Friday of each month
Korea Development Bank to sign up for KDB Hi’s non-face-to-face bank account
Subject to subscription: Real-name individuals with Kakao Bank bank accounts or private business accounts
Subscription amount: Up to 100 million won.
subscription period: unlimited
Applicable interest rate: 2.60%
Interest Payment Dates: Fourth Saturday of each month
Subject to subscription: Individuals aged 17 or older with real names (one account per person)
Subscription Amount: Unlimited
subscription period: unlimited
Interest rate: 2.30%
Interest Payment Dates: Once a month (every day)
Join Toss Bank’s Toss Bank account.
So far, we have looked into the parking bankbook interest rate comparison and why we should choose.
Please select useful products according to your situation and deposit them strategically.
Thank you for reading my article.
commercial bank interest rate comparison deposit product recommendation