토스 비상금대출2021.03.19 Update – The Toss emergency fund loan, which was previously carried out by the Suhyup Bank through the Minus Passbook method, has been changed to a mobile small loan from SC First Bank.
As the company changed, most of the details changed, so I will briefly inform you about the new Toss emergency fund.
Through the information below, you can learn about the eligibility, limit, interest rate, required documents, etc. of the Toss emergency fund loan.
We will guide you through additional small loans that you can compare. Let’s look at the details below.
This is a loan product developed through cooperation between Toss and SC First Bank, and Toss performs the screening work previously performed by SC First Bank. You must be 19 years or older and pass Toss’ loan screening to receive a loan.
Available from a minimum of 100,000 won to a maximum of 500,000 won.
The interest rate ranges from 4.66% to 9.86% and the loan period is short, at 1 month. There is no early repayment fee, so you don’t have to pay a separate fee even if you repay right away when you can afford it.
The advantage of this mobile loan product is that you can easily borrow small amounts without having to submit additional documents.
The previous article below is related to the Toss Emergency Fund Loan conducted by the Fisheries Cooperative.
Summary of Toss Emergency Fund Small Loan
If you suddenly ask to borrow money right before payday, there are times when you may be in trouble because you don’t have any spare funds. Let’s learn about the Toss Emergency Fund Small Loan, which is a smart way to borrow money for the amount and time of reservation. Inquiry can also be done simply with your resident registration number, and the amount is available up to 3 million won. For example, if you borrow 200,000 won, the daily interest is 19 won.
Now, let’s find out how to apply one by one below.
How to get a small emergency loan from Toss
1) Click Minus Bankbook under All->Account Opening
2) Click the View Now button at the bottom
3) I agree to the terms and conditions of Toss and Suhyup.
4) Enter your resident registration number and click Check to check whether it is possible to open a minus bank account as shown below.
5) The search results appear as follows. Since you have a level 1 credit, you can get a 3.34% loan.
All you have to do is agree to the terms and conditions as above and enter your resident registration number to immediately find out the interest rate and amount you can borrow.
Let’s learn more about the opening conditions below!
Koreans over 19 years old
Have your own credit card
Credit rating 1~5
Minimum 3.34% per year ~ Maximum 4.94% per year (as of March 19, 2020)
Differentially applied by credit rating
3 million won
Withdrawal on Sunday based on the third Saturday of every month
Repayment possible at any time (comprehensive bankbook loan)
No mid-term fee or incidental costs
Even on holidays, you can repay directly through internet banking or smartphone banking.
1 year (extendable in 1-year increments, up to 3 years)
Above, we learned about how to get a small emergency loan from Toss at 19 won for a 200,000 won loan!
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