Originally, Toss Bank, which was 2%, had the highest interest rate,
Now, K Bank and SBI Savings Bank
Welcome Savings Bank, OK Savings Bank, etc.
Because the parking passbook came out
I decided to use it after checking the signup method, signup conditions, and amount limit for each bank!
1. OK Savings Bank ‘ssong bankbook’ 케이뱅크 플러스박스 즉시 이자받기
– Interest rate: 3.2%
– Limit: 3.0% up to KRW 10 million + additional 0.2% – Additional interest rate conditions: 0.2% when registering an account with a commercial bank (excluding savings bank apps) and securities company app Open Banking
– 0.8% per year for amounts exceeding 10 million won
– Interest payment date: The day after the third Saturday of every month 이베이스 매뉴얼
2. Welcome Savings Bank ‘Employee Love Standard Deposit’
– Interest rate: 3.0%
– Limit: 50 million won
– Additional interest rate condition: base interest rate 1.5%
+ 0.5% of salary transfers over KRW 1 million
(You can write ‘salary’/’salary’ and send it)
+ 0.5% for one or more automatic payments by CMS or Giro by connecting this deposit (parking bankbook) in the current month + Consent to the collection and use of personal information (marketing) and consent to the use of membership subscription 0.5% – Interest payment date: The day after the third Saturday of each month (based on business days)
3. SBI Savings Bank ‘Cider Bank’
– Interest rate: 2.2%
– Limit: 100 million won
– 0.2% per year over KRW 100 million
– no condition
4. K Bank ‘Plus Box’
– Interest rate: 2.1%
– Limit: 300 million won
-Advantages: Ability to split up to 10 bankbooks by use, such as ‘pocket money account’ and ’emergency fund account’
– Interest payment: 4th Saturday of every month
– no condition
5. Toss Bank deposit and withdrawal passbook, parking passbook
– Interest rate: 2.0%
– Limit: 100 million won
– Pros: Split bankbook and daily benefits
– 0.1% interest rate when exceeding KRW 100 million
– Interest payment: every third Saturday of the month
– no condition
6. Kakao Bank Safebox
– Interest rate: 1.2%
– Limit: 100 million won
-Advantage: You can create a safebox for each bankbook
– Interest payment: every third Saturday of the month
– no condition
As expected, if you give a little too much interest, there are conditions or limits!
So let’s see how to do it!
* I want to make it the easiest
I transfer a lot of things and register for open banking is too annoying.
If 1% interest is not much difference,
Cider Bank, K Bank, Toss Bank, Kakao Bank!
(Actually, I’m still using Toss Bank for this reason lol)
* I want to get even a little more interest
It’s about 10 million won, so there’s no room for concern!
ok savings bank account
or
Welcome Savings Bank ‘Employee Deposit’
So how much difference does it really make?
And we will find out which portfolio can earn the most interest.
Gunshot next time!