케이뱅크 신용대출플러스 자격조건The limit of K Bank Credit Loan Plus is up to 50 million won. However, there are differences in the limit applied to each individual depending on K Bank or other financial institution loan holdings, credit status, etc.
The loan period for this product is divided into 1 year, 2 years, and 3 years, the interest rate is 3.85%~7% per year, there are no preferential interest rates, and the repayment method is repayment of the principal and interest in equal installments.
Additionally, please note that this is a product that does not incur a fee for early repayment and allows customers to request a reduction in interest rates depending on their credit status.
K Bank Credit Loan Plus
K Bank Credit Loan Plus is a household credit loan that can be used by those who meet K Bank’s screening standards.
However, please keep in mind that loans may be limited or unavailable in the case of delinquent payments or those who have registered credit rating information.
As a product feature, there is a monthly sales limit, so if you use up all of it, you can no longer apply for that month.
You can apply for K-Bank Credit Loan Plus without submitting additional documents through the K-Bank mobile app.
Through certificate authentication, you can easily check information such as employment and income to proceed with the loan, so it is recommended to prepare the certificate in advance.
Please note that if the monthly limit for a product is used up, sales will resume in the following month.
1. Run the app > Product
After launching the K Bank app, click ‘Products’ at the bottom
> K Bank app Android download link
>K Bank app iPhone download link
How to apply for K Bank credit loan 1
2. Click ‘Loan’ from the product list
How to apply for K Bank credit loan 2
3. Click on ‘Credit Loan Plus’ from the list of credit loans
How to apply for K Bank credit loan 3
4. Check product conditions, etc. and click ‘Check limit’
How to apply for K Bank credit loan 4
5. If there is a registered certificate, click ‘Close’, if not, click ‘Authentication Center’
How to apply for K Bank credit loan 5
6. Agree to the manual and terms and conditions
After agreeing to the product description and terms and conditions, check the prior information, touch next, and authenticate the registered certificate.
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