신속채무조정특례 지원조건The rapid debt adjustment youth special provision provides additional interest reduction support to the existing system and reduces the interest rate during the repayment grace period and interest rate during the repayment period. In addition, the application fee will be reduced by 50,000 won. Young people under the age of 34 can apply if they meet the conditions.
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Do you have a lot of loans and feel burdened to repay them? These days, many young people take out loans to invest, and due to lack of income, there are cases where they use loans to cover living expenses.
To support these young people, it is possible to defer repayment or receive a reduction in interest rates through rapid debt restructuring. For young people under the age of 34, they can receive more benefits and support than existing rapid debt adjustment programs through special youth support.
Through this post, we will find out what additional support is provided for youth special treatment, and what the support details and conditions are for rapid debt adjustment youth special treatment.
Conditions for rapid debt adjustment youth special support
Rapid debt restructuring is a support program that has existed in the past. In the case of youth special provisions, we provide slightly more benefits to young people.
The existing program does not reduce interest, but in the case of youth special provisions, the interest amount is reduced, and the interest rate, which was up to 15% during the repayment grace period, was lowered to 3.25%.
In addition, during the repayment period, the interest rate is reduced by 30% to 50% depending on the debtor’s debt severity, and the application fee of 50,000 won is also exempted for young people.
In order to apply for the youth special provision for rapid debt adjustment, you must meet all of the following conditions: ① young people under the age of 34, ② those with 30 days or less in arrears or at risk of delinquency, and ③ debts of 1.5 billion won or less.
Please note that even if you are not currently in arrears, you can also apply if you are expected to be in arrears. If you meet one of the conditions below, you can apply for rapid debt restructuring as a person in danger of delinquent delinquency.
The youth special rapid debt adjustment can extend the repayment period up to 10 years, supports installment repayment of principal and interest, grants a repayment grace period at a low interest rate of 3.25%, and can extend the grace period up to 3 years.
Depending on the level of each individual’s debt, the agreed interest rate is reduced by 30% to 50%, and overdue interest and application fees of 50,000 won are reduced.
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